YOUTH FINANCIAL LITERACY FOUNDATION

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

MICHAEL CURRY

Phone

9894365133

Tax Period

2025-01-01 to 2025-12-31

YOUTH FINANCIAL LITERACY FOUNDATION, founded in 2003, is a community nonprofit in the Arts, Culture & Humanities sector that reported $3.3M in total revenue in fiscal year 2025. Revenue surged 71% from the prior year, signaling strong growth momentum. Expenses of $3.1M left a modest 8% surplus.

Mission

THE PURPOSE OF THE YOUTH FINANCIAL LITERACY FOUNDATION IS TO PROMOTE FINANCIAL UNDERSTANDING AND KNOWLEDGE AND INSTILL HABITS FOR SOUND MONEY MANAGEMENT AND LIFELONG LEARNING.

Program Service Accomplishments

Program 1

Expenses: $2,885,383 Revenue: $1,747,140

EXPANDED THE REACH AND SCOPE OF EDUCATIONAL OFFERINGS TO LEARNERS OF ALL AGES AND WORKED WITH OUR ALUMNI TO GROW A CULTURE OF GIVING BACK.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,196,721

Program Service Revenue $1,747,140

Investment Income $400,147

Other Revenue $0

TOTAL REVENUE $3,344,008

Expense Breakdown

Grants Paid $4,000

Salaries & Benefits $894,906

Fundraising Expenses $0

Program Expenses $2,885,383

Other Expenses $2,175,718

TOTAL EXPENSES $3,074,624

Year-over-Year Comparison

	2025	2024	Change
Revenue	$3,344,008	$1,954,462	+0.7%
Expenses	$3,074,624	$2,211,310	+0.4%
Net Income	$269,384	$-256,848	-2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$179,028

Total Directors

$101,923

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL CURRY	PRESIDENT	24.00	Officer Director	$101,923	$0	$101,923
STEVE COJEI	TREASURER	1.00	Officer Director	$0	$0	$0
CHARLES ROELOFS	SECRETARY	1.00	Officer Director	$0	$0	$0
ROHIL RATANPARA	VP TECHNOLOGY	40.00	Officer	$72,439	$4,666	$77,105

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,344,008	$3,074,624	$351,832	$269,384
2024	No data	No data	No data	No data
2023	$1,965,549	$4,429,309	$339,296	$-2,463,760
2022	$2,261,001	$7,224,475	$2,768,362	$-4,963,474
2021	$6,961,038	$7,792,063	$7,731,836	$-831,025
2020	$13,456,358	$7,652,729	$8,562,555	$5,803,629
2019	$6,464,517	$5,788,720	$2,758,926	$675,797
2018	$5,352,694	$5,258,323	$2,083,129	$94,371