COYOTES CURLING CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

MARK ANDERSON

Phone

4804474559

Tax Period

2024-07-01 to 2025-06-30

COYOTES CURLING CLUB, founded in 2004, is a small nonprofit in the Recreation & Sports sector that reported $472K in total revenue in fiscal year 2024. The organization ran a surplus of $99K, a strong 21% operating margin.

Mission

TO PROMOTE ACCESS TO AND PARTICIPATION IN THE SPORT OF CURLING, AND COMMIT TO ITS INTERNATIONAL TRADITIONS OF FELLOWSHIP, SPORTSMANSHIP AND TEAM COMPETITION.

Program Service Accomplishments

Program 1

Expenses: $43,701 Revenue: $111,965

BONSPIELS / TOURNAMENTS - HELD VARIOUS BONSPIELS (TOURNAMENTS) THROUGHOUT THE YEAR INVOLVING APPROXIMATELY 300 PEOPLE EACH TIME.

Program 2

Expenses: $1,825 Revenue: $0

GRANTS GIVEN TO WOMEN CURLERS TO PAY FOR EXPENSES RELATED TO CURLING EVENTS IN ORDER TO PROMOTE COMPETITIVE CULRING AMONG WOMEN, APPROXIMATELY 4 PEOPLE

Program 3

Expenses: $8,747 Revenue: $69,886

CURLING INSTRUCTION - INTRODUCE NEW CURLERS TO THE SPORT AND INSTRUCT NEW AND EXPERIENCED CURLERS ON HOW TO IMPROVE, APPROXIMATELY 100 PEOPLE INVOLVED

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $30,246

Program Service Revenue $382,827

Investment Income $8,285

Other Revenue $50,921

TOTAL REVENUE $472,279

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $54,722

Other Expenses $370,973

TOTAL EXPENSES $372,798

Year-over-Year Comparison

	2024	2023	Change
Revenue	$472,279	$478,328	0.0%
Expenses	$372,798	$333,216	+0.1%
Net Income	$99,481	$145,112	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KAREN COLE	DIRECTOR	12	Director	$0	$0	$0
WAYNE FLEMING	DIRECTOR	12	Director	$0	$0	$0
DARRYL HORSMAN	DIRECTOR	12	Director	$0	$0	$0
JOSEPH RICE	DIRECTOR	12	Director	$0	$0	$0
JEFF HANSON	DIRECTOR	12	Director	$0	$0	$0
MARK ANDERSON	PRESIDENT	12	Officer	$0	$0	$0
WAYNE GARMAN	TREASURER	12	Officer	$0	$0	$0
WES SEEGER	SECRETARY	12	Officer	$0	$0	$0
DEBRA AUBREY	VICE PRESIDENT	12	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$472,279	$372,798	$540,584	$99,481
2024	$478,328	$333,216	$440,701	$145,112
2023	$463,636	$317,156	$295,954	$146,480
2022	$332,386	$230,547	$318,658	$101,839
2020	$298,067	$267,695	$229,199	$30,372
2019	$412,497	$307,759	$226,744	$104,738