RAR-MA INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

CHRISTINE WARD

Phone

6172922665

Tax Period

2023-07-01 to 2024-06-30

RAR-MA INC, founded in 2009, is a community nonprofit in the Education sector that reported $1.5M in total revenue in fiscal year 2023. Expenses of $1.4M left a modest 4% surplus.

Mission

OUR MISSION IS TO CLOSE THE LITERACY OPPORTUNITY GAP AMONG CHILDREN FROM BIRTH TO AGE SIX IN UNDER-RESOURCED COMMUNITIES BY HELPING FAMILIES DEVELOP AND PRACTICE SHARED HOME READING HABITS.

Program Service Accomplishments

Program 1

Expenses: $994,375 Revenue: $46,175

RAR-MA TEACHES PARENTS TO SHARE BOOKS WITH YOUNG CHILDREN TO BUILD THEIR LANGUAGE, LITERACY, COGNITIVE, AND SCHOOL READINESS SKILLS, AND FOSTERS FAMILY ENGAGEMENT THROUGH PARENT OUTREACH, COACHING...

RAR-MA TEACHES PARENTS TO SHARE BOOKS WITH YOUNG CHILDREN TO BUILD THEIR LANGUAGE, LITERACY, COGNITIVE, AND SCHOOL READINESS SKILLS, AND FOSTERS FAMILY ENGAGEMENT THROUGH PARENT OUTREACH, COACHING, AND ACCESS TO CULTURALLY RELEVANT AND AGE APPROPRIATE BOOKS. OUR PROGRAM IS DRIVEN BY 30 YEARS OF RESEARCH THAT SHOWS THE MOST SIGNIFICANT FACTOR IMPACTING A CHILD'S ACADEMIC SUCCESS IS BEING REGULARLY READ TO BY A PARENT OR OTHER PRIMARY ADULT CAREGIVER BEFORE STARTING KINDERGARTEN. RAR-MA IMPROVES ACADEMIC OUTCOMES FOR ALL CHILDREN, WITH A FOCUS ON LOW-INCOME CHILDREN, IMMIGRANTS, AND CHILDREN WHOSE FIRST LANGUAGE IS NOT ENGLISH. OUR GOAL IS TO END THE LITERACY OPPORTUNITY GAP BY HELPING FAMILIES DEVELOP HIGH-IMPACT READING ROUTINES THAT LAY THE GROUND WORK FOR A LIFETIME OF LEARNING SUCCESS AND PRODUCTIVE, RESPONSIBLE CITIZENSHIP.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,419,860

Program Service Revenue $46,175

Investment Income $19,414

Other Revenue $-18,993

TOTAL REVENUE $1,466,456

Expense Breakdown

Grants Paid $0

Salaries & Benefits $999,990

Fundraising Expenses $314,744

Program Expenses $994,375

Other Expenses $336,729

TOTAL EXPENSES $1,402,984

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,466,456	$1,438,980	+0.0%
Expenses	$1,402,984	$1,308,680	+0.1%
Net Income	$63,472	$130,300	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$161,007

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JILL QUINBY	TREASURER	2.00	Officer Director	$0	$0	$0
CAMILLE CARLSTROM	VICE CHAIR	2.00	Officer Director	$0	$0	$0
MERCEDES DAHAR	CHAIR	2.00	Officer Director	$0	$0	$0
DAN GRONDIN	SECRETARY	2.00	Officer Director	$0	$0	$0
TRISH SCHIAPELLI	DIRECTOR	1.00	Director	$0	$0	$0
JOE THEIS	DIRECTOR	1.00	Director	$0	$0	$0
ANNIE KNICKMAN PLANCHER	DIRECTOR	1.00	Director	$0	$0	$0
ISIS ORTIZ-BELTON	DIRECTOR	1.00	Director	$0	$0	$0
MARK MCPHERSON	DIRECTOR	1.00	Director	$0	$0	$0
MYRA MAJEWSKI	DIRECTOR	1.00	Director	$0	$0	$0
PATI FERNANDEZ	DIRECTOR	1.00	Director	$0	$0	$0
SARA KATZ RAZZAGHI	DIRECTOR	1.00	Director	$0	$0	$0
MICHELLE TUTUNJIAN	DIRECTOR	2.00	Director	$0	$0	$0
KATY CALDWELL	DIRECTOR	1.00	Director	$0	$0	$0
MAGGIE BEGLEY	DIRECTOR	1.00	Director	$0	$0	$0
DALE DOWDIE	DIRECTOR	2.00	Director	$0	$0	$0
ARIA GLASGOW	DIRECTOR	2.00	Director	$0	$0	$0
SUSAN HOUSTON	DIRECTOR	2.00	Director	$0	$0	$0
JEANNETTE HSU	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTINE WARD	EXECUTIVE DIRECTOR	40.00	Officer	$147,914	$13,093	$161,007
KATEE DUFFY	DIRECTOR OF PROGRAMS & OPERATIONS	40.00	Highest	$110,743	$12,556	$123,299

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$1,466,456	$1,402,984	$1,541,190	$63,472
2023	$1,438,980	$1,308,680	$1,477,675	$130,300
2022	$1,548,411	$1,225,892	$1,314,582	$322,519
2021	$1,315,971	$1,169,927	$1,166,845	$146,044
2020	$846,213	$1,004,313	$959,962	$-158,100
2019	$971,563	$875,199	$1,014,418	$96,364