SECAUCUS EMERGENCY FUND A NJ NOT F… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

LISA SNEDEKER

Phone

2013484429

Tax Period

2025-02-01 to 2026-01-31

SECAUCUS EMERGENCY FUND A NJ NOT FOR PROFIT CORP, founded in 2012, is a micro nonprofit in the Human Services sector that reported $78K in total revenue in fiscal year 2025. Revenue surged 65% from the prior year, signaling strong growth momentum. Expenses of $71K left a modest 9% surplus.

Mission

TO HELP INDIVIDUALS AND FAMILIES WHO RESIDE WITHIN THE TOWNSHIP OF SECAUCUS, HUDSON COUNTY NEW JERSEY, AND ARE EXPERIENCING FINANCIAL HARDSHIPS.

Program Service Accomplishments

Program 1

THE ORGANIZATION HAD FUNDRAISERS IN WHICH THEY RAISED MONEY TO DISTRIBUTE TO NEEDY FAMILIES AND INDIVIDUALS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $78,180

TOTAL REVENUE $78,180

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $68,302

Other Expenses $71,352

TOTAL EXPENSES $71,352

Year-over-Year Comparison

	2025	2024	Change
Revenue	$78,180	$47,304	+0.7%
Expenses	$71,352	$47,438	+0.5%
Net Income	$6,828	$-134	-52.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LISA SNEDEKER	PRESIDENT	040.00	Officer	$0	$0	$0
JUDY PREINFALK	TREASURER	030.00	Officer	$0	$0	$0
JANE VERDUCCI	SECRETARY	030.00	Officer	$0	$0	$0
MARIE ECK	VICE PRESIDENT	030.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$78,180	$71,352	$42,258	$6,828
2025	$47,304	$47,438	$35,430	$-134
2024	$51,665	$52,427	$35,564	$-762
2023	$122,655	$143,110	$36,326	$-20,455
2022	$69,280	$85,598	$56,781	$-16,318
2021	$141,795	$107,092	$73,099	$34,703
2020	$72,040	$68,379	$38,396	$3,661
2019	$99,890	$97,003	$34,735	$2,887

SECAUCUS EMERGENCY FUND A NJ NOT FOR PROFIT CORP