FRATERNAL ORD POLICE DOWNERS GROVE LODGE 73 RHFP VEBA TRUST C/O BABBITT MUNI (EIN 806182667) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Principal Officer

JOEL BABBITT

Phone

7734272064

Tax Period

2023-01-01 to 2023-12-31

FRATERNAL ORD POLICE DOWNERS GROVE LODGE 73 RHFP VEBA TRUST C/O BABBITT MUNI, founded in 2010, is a small nonprofit in the Mutual Benefit sector that reported $973K in total revenue in fiscal year 2023. Revenue surged 83% from the prior year, signaling strong growth momentum. The organization ran a surplus of $788K, a strong 81% operating margin.

Mission

POST EMPLOYMENT HEALTHCARE FUNDING PLAN

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $239,080

Investment Income $117,445

Other Revenue $616,034

TOTAL REVENUE $972,559

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $185,000

Other Expenses $46,124

TOTAL EXPENSES $185,000

Year-over-Year Comparison

	2023	2022	Change
Revenue	$972,559	$530,728	+0.8%
Expenses	$185,000	$1,006,329	-0.8%
Net Income	$787,559	$-475,601	-2.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
FOP DOWNERS GROVE LODGE 73	TRUSTEE	1.00	Director	$0	$0	$0
N/A	INSTITUTIONAL TRUSTEE	0.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$972,559	$185,000	$5,568,836	$787,559
2022	$530,728	$1,006,329	$4,781,277	$-475,601
2021	$1,078,165	$139,906	$5,256,878	$938,259
2020	$979,303	$106,095	$4,318,619	$873,208
2019	$1,027,611	$74,929	$3,445,410	$952,682
2018	$437,672	$234,103	$2,492,728	$203,569

FRATERNAL ORD POLICE DOWNERS GROVE LODGE 73 RHFP VEBA TRUST C/O BABBITT MUNI