MONTANA CHAMBER OF COMMERCE (EIN 810171280) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1931

Legal Domicile

Principal Officer

TODD O'HAIR

Phone

4064313248

Tax Period

2023-10-01 to 2024-09-30

MONTANA CHAMBER OF COMMERCE, founded in 1931, is a community nonprofit that reported $2.1M in total revenue in fiscal year 2023. Revenue grew 16% year-over-year, indicating healthy expansion.

Mission

THE MONTANA CHAMBER AIDS A BUSINESS CLIMATE THAT IS OPTIMAL FOR MONTANA PROSPERITY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,054,246

Program Service Revenue $750,322

Investment Income $62,190

Other Revenue $204,104

TOTAL REVENUE $2,070,862

Expense Breakdown

Grants Paid $15,980

Salaries & Benefits $1,042,527

Fundraising Expenses $0

Other Expenses $954,168

TOTAL EXPENSES $2,012,675

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,070,862	$1,780,320	+0.2%
Expenses	$2,012,675	$1,947,471	+0.0%
Net Income	$58,187	$-167,151	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$182,868

Total Directors

$182,868

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TODD O'HAIR	PRESIDENT/CEO/SECRETARY/TR	26.00	Officer Director	$162,207	$20,661	$182,868
NANCY SCHLEPP	CHAIR	2.00	Officer Director	$0	$0	$0
COURTNEY KIBBLEWHITE	IMMEDIATE PAST CHAIR	2.00	Officer Director	$0	$0	$0
BILL BICKLE	DIRECTOR	1.00	Director	$0	$0	$0
DAVID HOFFMAN	DIRECTOR (THRU 6/1/24)	2.00	Director	$0	$0	$0
JON BENNON	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL CANDELARIA	DIRECTOR	1.00	Director	$0	$0	$0
DAN CARTER	DIRECTOR	1.00	Director	$0	$0	$0
TOM DOLAN	DIRECTOR	1.00	Director	$0	$0	$0
BETSY EARLS	DIRECTOR	1.00	Director	$0	$0	$0
MARK FAIRBAIRN	DIRECTOR (THRU 2/1/24)	1.00	Director	$0	$0	$0
BLAIR FJESETH	DIRECTOR	1.00	Director	$0	$0	$0
PADDY FLEMING	DIRECTOR	1.00	Director	$0	$0	$0
ADAM GILBERTSON	DIRECTOR	1.00	Director	$0	$0	$0
COLLETE HANSON	DIRECTOR (THRU 12/1/23)	1.00	Director	$0	$0	$0
CHRISTINA HENDERSON	DIRECTOR	1.00	Director	$0	$0	$0
REBECCA JONES	DIRECTOR	1.00	Director	$0	$0	$0
LISA KELLEY	DIRECTOR	1.00	Director	$0	$0	$0
MATT KIDD	DIRECTOR	1.00	Director	$0	$0	$0
JOCELYN LANE	DIRECTOR	1.00	Director	$0	$0	$0
JESSIE LUTHER	DIRECTOR	1.00	Director	$0	$0	$0
LIZ MARCHI	DIRECTOR	1.00	Director	$0	$0	$0
ANGIE MURDO	DIRECTOR	1.00	Director	$0	$0	$0
ALAN OLSON	DIRECTOR	1.00	Director	$0	$0	$0
TONY ROSANOVA	DIRECTOR	2.00	Director	$0	$0	$0
RON SLINGER	DIRECTOR	1.00	Director	$0	$0	$0
JOHN SUH	DIRECTOR (THRU 6/1/24)	1.00	Director	$0	$0	$0
CHERIE TAYLOR	DIRECTOR	1.00	Director	$0	$0	$0
RICH WHITE	DIRECTOR	1.00	Director	$0	$0	$0
KATIE WHITMOYER	DIRECTOR	1.00	Director	$0	$0	$0
GARY WIENS	DIRECTOR	1.00	Director	$0	$0	$0
ERIC WOOD	DIRECTOR	1.00	Director	$0	$0	$0
MATTHEW OLSON	DIRECTOR OF NETWORK DEV	40.00	Highest	$175,299	$16,718	$192,017
CANDACE STRAUSS	VP MARKETING & COMM	40.00	Highest	$132,414	$1,231	$133,645
FRANK ROBISON	GOV'T RELATIONS DIRECTOR	40.00	Highest	$145,000	$10,938	$155,938

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,070,862	$2,012,675	$1,656,464	$58,187
2023	$1,780,320	$1,947,471	$1,508,069	$-167,151
2022	$1,669,940	$1,539,118	$1,384,013	$130,822
2021	$1,135,612	$1,028,630	$1,284,878	$106,982
2020	$923,650	$990,480	$1,076,561	$-66,830
2019	$1,100,300	$1,276,099	$1,156,968	$-175,799
2018	$1,368,156	$1,290,642	$1,474,423	$77,514

MONTANA CHAMBER OF COMMERCE