3 RIVERS TELEPHONE COOPERATIVE INC (EIN 810243702) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1953

Legal Domicile

Principal Officer

DAVID GIBSON

Phone

4064672535

Tax Period

2024-01-01 to 2024-12-31

3 RIVERS TELEPHONE COOPERATIVE INC, founded in 1953, is a mid-sized nonprofit that reported $62.8M in total revenue in fiscal year 2024.

Mission

TO PROVIDE ADVANCED COMMUNICATIONS SERVICES AND GAINFUL EMPLOYMENT TO ENHANCE THE QUALITY OF OUR MEMBERS AND EMPLOYEES' LIVES WHILE IMPROVING THE ECONOMIC WELL-BEING OF THE COMMUNITIES SERVED.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $62,709,987

Investment Income $-81,079

Other Revenue $146,068

TOTAL REVENUE $62,774,976

Expense Breakdown

Grants Paid $75,000

Salaries & Benefits $2,851,504

Fundraising Expenses $0

Other Expenses $56,921,214

TOTAL EXPENSES $62,774,976

Year-over-Year Comparison

	2024	2023	Change
Revenue	$62,774,976	$58,316,762	+0.1%
Expenses	$62,774,976	$58,316,762	+0.1%
Net Income	$0	$0	N/A

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

129

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$990,425

Total Directors

$269,251

Key Employees

$758,884

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARY E HILL	PRESIDENT	8.00	Officer Director	$45,876	$0	$45,876
HOWARD W GOLTZ	TRUSTEE	5.00	Director	$19,574	$0	$19,574
DIANE M GOLLEHON	TRUSTEE	5.00	Director	$35,765	$0	$35,765
KYLE J BURGMAIER	TRUSTEE	5.00	Director	$39,621	$0	$39,621
LOGAN P GOOD	TRUSTEE	5.00	Director	$38,271	$0	$38,271
KELLY M MCINERNEY	SECRETARY/TREASURER	5.00	Officer Director	$34,320	$0	$34,320
KIRK R DIGE	VICE PRESIDENT	5.00	Officer Director	$22,704	$0	$22,704
DALE E GIEM	TRUSTEE	5.00	Director	$33,120	$0	$33,120
DAVID GIBSON	CEO/GM	40.00	Officer	$397,257	$202,955	$600,212
EMILY GULICK	CFO	40.00	Officer	$225,087	$62,226	$287,313
TIMOTHY HODGES	DIRECTOR OF NETWORK OPERATIONS	40.00	Key Emp	$184,624	$278,380	$463,004
PEGGY POOR	DIRECTOR OF CUSTOMER OPERATIONS	40.00	Key Emp	$183,579	$297,394	$480,973
CHRISTIAN GRONNING	DIRECTOR OF FACILITY OPERATIONS	40.00	Key Emp	$149,677	$134,945	$284,622
ERNEST PETERSON - DIRECTOR	OF FACILITY OPERATIONS (THRU 6/24)	40.00	Key Emp	$238,329	$-708,044	$-469,715
STEVEN KROGUE	SENIOR NETWORK ADMINISTRATOR	40.00	Highest	$165,326	$76,581	$241,907
TYLER LURA	DISTRICT SUPERVISOR	40.00	Highest	$162,437	$78,033	$240,470
DANIEL KIMMET	OSP ENGINEER	40.00	Highest	$148,709	$67,358	$216,067
BONNIE MAYER	DIRECTOR OF HUMAN RESOURCES	40.00	Highest	$161,068	$150,579	$311,647
BARTLETT ELLIOTT	CONTROLLER	40.00	Highest	$154,713	$50,029	$204,742

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$62,774,976	$62,774,976	$174,975,911	No data
2023	$58,316,762	$58,316,762	$178,760,111	No data
2022	$57,686,338	$57,686,338	$184,621,071	No data
2021	$57,114,065	$57,114,065	$188,606,502	No data
2019	$59,664,323	$58,253,464	$173,925,234	$1,410,859
2018	$61,939,367	$61,939,367	$147,692,086	No data

3 RIVERS TELEPHONE COOPERATIVE INC