BELGRADE CHAMBER OF COMMERCE

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1967

Legal Domicile

Principal Officer

ERIN HOPPE

Phone

4063881616

Tax Period

2025-01-01 to 2025-12-31

BELGRADE CHAMBER OF COMMERCE, founded in 1967, is a small nonprofit that reported $305K in total revenue in fiscal year 2025. Revenue surged 53% from the prior year, signaling strong growth momentum.

Mission

THROUGH LEADERSHIP AND INTEGRITY, THE BELGRADE CHAMBER OF COMMERCE IS COMMITTED TO UNITE THE BUSINESS COMMUNITY AND ENHANCE THE QUALITY OF LIFE IN BELGRADE, MT.

Program Service Accomplishments

Program 1

Expenses: $299,683 Revenue: $116,734

THE BELGRADE CHAMBER SERVES OVER 300 MEMBERS. THE ORGANIZATION PROMOTES COMMERCE THROUGH SPONSORING BUSINESS FORUMS, PROMOTING THE LOCAL BUSINESS COMMUNITY AND GENERATING NEWSLETTERS. THE CHAMBER...

THE BELGRADE CHAMBER SERVES OVER 300 MEMBERS. THE ORGANIZATION PROMOTES COMMERCE THROUGH SPONSORING BUSINESS FORUMS, PROMOTING THE LOCAL BUSINESS COMMUNITY AND GENERATING NEWSLETTERS. THE CHAMBER ALSO SPONSORS A NUMBER OF OTHER FUNCTIONS AND ACTIVITIES THAT PROMOTE BUSINESS AT A LOCAL AND REGIONAL LEVEL.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $142,605

Program Service Revenue $116,357

Investment Income $2,134

Other Revenue $44,061

TOTAL REVENUE $305,157

Expense Breakdown

Grants Paid $0

Salaries & Benefits $113,329

Fundraising Expenses $0

Program Expenses $299,683

Other Expenses $186,309

TOTAL EXPENSES $299,638

Year-over-Year Comparison

	2025	2024	Change
Revenue	$305,157	$199,346	+0.5%
Expenses	$299,638	$143,415	+1.1%
Net Income	$5,519	$55,931	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$71,596

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ERIN HOPPE	Executive Dir.	40.00	Officer	$70,243	$1,353	$71,596
ANDREA MOSER	Director	1.00	Director	$0	$0	$0
LISA BEEDY	PAST PRES.	1.00	Director	$0	$0	$0
HEATHER RAGER	Director	1.00	Director	$0	$0	$0
JEREMY WHITE	Director	1.00	Director	$0	$0	$0
TRACY WEATHERS	Secretary	1.00	Officer Director	$0	$0	$0
AMBER STACY	President	1.00	Officer Director	$0	$0	$0
CHRISTIAN LIBSTER	Director	1.00	Director	$0	$0	$0
ANNIE HAMILTON	Treasurer	1.00	Officer Director	$0	$0	$0
VIRGIL SHERIDAN	Vice President	1.00	Officer Director	$0	$0	$0
CAMERON WEBSTER	Director	1.00	Director	$0	$0	$0
DANIELLE NAFFZIGER	Director	1.00	Director	$0	$0	$0
MARIA EVANSON	Director	1.00	Director	$0	$0	$0
GREG TRYON	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$305,157	$299,638	$298,096	$5,519
2024	$199,346	$143,415	$267,125	$55,931
2023	$162,187	$93,591	$210,818	$68,596
2022	$228,109	$217,919	$144,739	$10,190
2021	$187,838	$180,789	$133,955	$7,049
2020	$220,319	$229,924	$126,557	$-9,605
2019	$156,375	$206,057	$136,634	$-49,682