RURAL EMPLOYMENT OPPORTUNITIES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1981

Legal Domicile

Principal Officer

JAMI ANDERSON LIND

Phone

4064427850

Tax Period

2024-07-01 to 2025-06-30

RURAL EMPLOYMENT OPPORTUNITIES INC, founded in 1981, is a small nonprofit in the Employment sector that reported $800K in total revenue in fiscal year 2024. Revenue decreased 8% compared to the prior year.

Mission

TO HELP MIGRANT AND SEASONAL FARMWORKERS ATTAIN ECONOMIC STABILITY. TO DEVELOP AND PROMOTE EMPLOYMENT AND EDUCATIONAL OPPORTUNITIES FOR DISADVANTAGED PERSONS. TO ADVOCATE FOR JOB TRAINING, PROMOTE RURAL ECONOMIC DEVELOPMENT AND COMBAT THE CAUSES OF RURAL POVERTY.

Program Service Accomplishments

Program 1

Expenses: $700,067

EMPLOYMENT, TRAINING AND EDUCATION SERVICES INCLUDE CAREER ASSESSMENT AND PLANNING, INTENSIVE CASE MANAGEMENT AND SUPPORT, FINANCIAL LITERACY ACTIVITIES, ACCESS TO POST-SECONDARY CLASSROOM OR...

EMPLOYMENT, TRAINING AND EDUCATION SERVICES INCLUDE CAREER ASSESSMENT AND PLANNING, INTENSIVE CASE MANAGEMENT AND SUPPORT, FINANCIAL LITERACY ACTIVITIES, ACCESS TO POST-SECONDARY CLASSROOM OR ON-THE-JOB TRAINING, AND JOB PLACEMENT THAT LEADS TO YEAR-ROUND, UNSUBSIDIZED EMPLOYMENT. TARGETED POPULATIONS SERVED ARE VERY LOW-INCOME, SEASONAL AND MIGRANT FARM AND RANCH WORKERS, FUNDING IS PROVIDED THROUGH DIRECT GRANTS FROM THE US DEPARTMENT OF LABOR, NATIONAL FARMWORKERS JOBS PROGRAM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $794,014

Program Service Revenue $0

Investment Income $4,989

Other Revenue $510

TOTAL REVENUE $799,513

Expense Breakdown

Grants Paid $0

Salaries & Benefits $489,061

Fundraising Expenses $0

Program Expenses $700,067

Other Expenses $317,854

TOTAL EXPENSES $806,915

Year-over-Year Comparison

	2024	2023	Change
Revenue	$799,513	$866,288	-0.1%
Expenses	$806,915	$864,227	-0.1%
Net Income	$-7,402	$2,061	-4.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$180,274

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMI ANDERSON LIND	EXECUTIVE DIRECTOR	40.00	Officer	$75,489	$17,077	$92,566
KATINA KNUDSON	CFO-FORMER	40.00	Officer	$67,425	$19,219	$86,644
KATHERINE MURFIT	CFO	40.00	Officer	$1,064	$0	$1,064
TERI KRAKOWKA	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
ERICK VALENCIA	SECRETARY/TREASURER	1.00	Officer Director	$0	$0	$0
JUDI ANDERSON	DIRECTOR	1.00	Director	$0	$0	$0
WILLIAM CHAMBERS	DIRECTOR	1.00	Director	$0	$0	$0
HENRY RIDES HORSE	DIRECTOR	1.00	Director	$0	$0	$0
ERIN SCHOCK	DIRECTOR	1.00	Director	$0	$0	$0
SANDY SANDS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$799,513	$806,915	$142,565	$-7,402
2024	$866,288	$864,227	$156,383	$2,061
2023	$734,731	$735,171	$176,215	$-440
2022	$985,284	$1,054,014	$161,111	$-68,730
2021	$1,527,429	$1,453,101	$670,682	$74,328
2020	$1,231,157	$1,228,200	$718,674	$2,957
2019	$1,358,263	$1,355,367	$631,041	$2,896
2018	$1,257,203	$1,256,565	$269,759	$638