MONTANA UNIFIED SCHOOL TRUST (EIN 810407145) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

DENA GORMELY

Phone

4064574400

Tax Period

2024-07-01 to 2025-06-30

MONTANA UNIFIED SCHOOL TRUST, founded in 1987, is a mid-sized nonprofit that reported $44.5M in total revenue in fiscal year 2024. Revenue fell 32% from the prior year — a significant decline worth monitoring.

Mission

TO SERVE THE PUBLIC EDUCATION COMMUNITY OF MONTANA BY PROVIDING HIGH-QUALITY, COST EFFECTIVE HEALTH BENEFIT PLANS THROUGH THE MONTANA UNIFIED SCHOOL TRUST.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $43,757,629

Investment Income $694,099

Other Revenue $0

TOTAL REVENUE $44,451,728

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $5,434,579

TOTAL EXPENSES $48,330,910

Year-over-Year Comparison

	2024	2023	Change
Revenue	$44,451,728	$65,007,267	-0.3%
Expenses	$48,330,910	$66,581,687	-0.3%
Net Income	$-3,879,182	$-1,574,420	+1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$749,487

Total Directors

$1,147,863

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHAWN BUBB	CHAIR	0.50	Officer Director	$0	$80,352	$327,630
QUINTON NYMAN	TRUSTEE	0.50	Director	$0	$54,794	$182,447
BRAD MOORE	VICE CHAIR	0.50	Officer Director	$0	$39,955	$181,465
DAN GRABOWSKA	TRUSTEE	0.50	Director	$0	$51,150	$173,992
HANNAH NIESKENS	TRUSTEE	0.50	Director	$0	$36,709	$152,402
PATRICIA TOAVS	TRUSTEE	0.50	Director	$0	$27,047	$103,933
MARK ROESLER-BEGALKE	TREASURER	0.50	Officer Director	$0	$1,483	$25,994
TOM MCLAUGHLIN	TRUSTEE	0.50	Director	$0	$0	$0
MIKE RICHARDSON	TRUSTEE	0.50	Director	$0	$0	$0
ROXANNE WALLIS	INTERIM DIRECTOR MSSF	1.00	Officer	$0	$56,867	$214,398
ANDREW HOLMLUND	FORMER CEO MSSF	1.00		$0	$22,131	$147,594

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$44,451,728	$48,330,910	$12,376,757	$-3,879,182
2024	No data	No data	No data	No data
2023	$66,253,538	$68,378,773	$18,696,348	$-2,125,235
2022	$61,405,504	$65,723,693	$19,882,347	$-4,318,189
2021	$56,695,008	$55,250,500	$24,375,270	$1,444,508
2020	$51,405,757	$50,970,686	$21,573,707	$435,071
2019	$52,126,742	$51,577,795	$20,789,957	$548,947
2018	$55,531,694	$52,637,589	$20,065,816	$2,894,105

MONTANA UNIFIED SCHOOL TRUST