POLSON LOAVES AND FISH PANTRY INC (EIN 810413726) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Tax Period

2023-01-01 to 2023-12-31

POLSON LOAVES AND FISH PANTRY INC, founded in 1982, is a small nonprofit that reported $141K in total revenue in fiscal year 2023. Expenses of $129K left a modest 8% surplus.

Mission

DISTRIBUTE FOOD TO THE LAKE COUNTY NEEDY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $137,908

Investment Income $2,753

Other Revenue $0

TOTAL REVENUE $140,661

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $115,480

Other Expenses $129,491

TOTAL EXPENSES $129,491

Year-over-Year Comparison

	2023	2022	Change
Revenue	$140,661	$140,240	+0.0%
Expenses	$129,491	$111,533	+0.2%
Net Income	$11,170	$28,707	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MATT ONEIL	DIRECTOR	1.00	Director	$0	$0	$0
STEVE IRWIN	DIRECTOR	1.00	Director	$0	$0	$0
PAT DEVRIES	DIRECTOR	1.00	Director	$0	$0	$0
JULIE TOMLINSON	DIRECTOR	1.00	Director	$0	$0	$0
SANDI FORS	DIRECTOR	1.00	Director	$0	$0	$0
PAUL ROWOLD	DIRECTOR	1.00	Director	$0	$0	$0
MARY MARTIN	MANAGER	30.00	Director	$0	$0	$0
CAROLYNN NYQUIST	OFFICE MANAGER	30.00	Director	$0	$0	$0
DEBORAH CHAPMAN	TREASURER	8.00	Officer	$0	$0	$0
SHAD HUPKA	PRESIDENT	8.00	Officer	$0	$0	$0
ROSEMARIE SMITH	VICE PRESIDENT	8.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$140,661	$129,491	$864,208	$11,170
2022	$140,240	$111,533	$819,633	$28,707
2021	$182,507	$74,191	$837,420	$108,316
2020	$179,687	$85,418	$728,458	$94,269
2019	$103,110	$79,071	$634,077	$24,039
2018	$73,433	$90,269	$609,889	$-16,836

POLSON LOAVES AND FISH PANTRY INC