MONTANA BIBLE COLLEGE (EIN 810444020) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

JOE KING

Phone

4065863585

Tax Period

2024-07-01 to 2025-06-30

MONTANA BIBLE COLLEGE, founded in 1987, is a community nonprofit that reported $1.2M in total revenue in fiscal year 2024. Revenue fell 74% from the prior year — a significant decline worth monitoring. Expenses of $1.4M exceeded revenue, resulting in a 11% operating deficit.

Mission

MONTANA BIBLE COLLEGE EXISTS TO GLORIFY GOD THROUGH BIBLICAL HIGHER EDUCATION.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $818,713

Program Service Revenue $382,048

Investment Income $-37,417

Other Revenue $61,709

TOTAL REVENUE $1,225,053

Expense Breakdown

Grants Paid $88,176

Salaries & Benefits $618,960

Fundraising Expenses $17,215

Program Expenses $912,751

Other Expenses $654,480

TOTAL EXPENSES $1,361,616

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,225,053	$4,711,844	-0.7%
Expenses	$1,361,616	$6,964,156	-0.8%
Net Income	$-136,563	$-2,252,312	-0.9%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$158,070

Total Directors

$76,062

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RYAN WARD	PRESIDENT-PA	40.00	Officer	$47,808	$34,200	$82,008
JOE KING	PRESIDENT	40.00	Officer Director	$76,062	$0	$76,062
MARK DANIELSON	BOARD CHAIRM	1.00	Officer Director	$0	$0	$0
KEN FENNO	SECRETARY/TR	1.00	Officer Director	$0	$0	$0
TONY GAFFKE	DIRECTOR	1.00	Director	$0	$0	$0
JEFF PETERSON	BOARD VICE-C	1.00	Officer Director	$0	$0	$0
LES WALTON	DIRECTOR	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,225,053	$1,361,616	$2,119,700	$-136,563
2024	$4,711,844	$6,964,156	$2,209,516	$-2,252,312
2023	$1,148,309	$1,534,613	$3,435,699	$-386,304
2022	$1,331,899	$1,276,759	$3,773,599	$55,140
2021	$1,140,216	$1,160,983	$3,730,595	$-20,767
2020	$953,142	$1,144,453	$3,908,286	$-191,311
2019	$942,131	$1,028,181	$4,028,531	$-86,050

MONTANA BIBLE COLLEGE