SAVAGE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

CHELSIE GRIMES

Phone

4064894636

Tax Period

2025-01-01 to 2025-12-31

SAVAGE INC, founded in 2000, is a small nonprofit in the Housing & Shelter sector that reported $393K in total revenue in fiscal year 2025. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $370K left a modest 6% surplus.

Mission

TO PROMOTE ECONOMIC GROWTH WITHIN THE COMMUNITY OF SAVAGE MONTANA AND TO OPERATE AN ASSISTED LIVING FACILITY

Program Service Accomplishments

Program 1

Expenses: $317,762 Revenue: $374,820

OPERATED AN ASSISTED LIVING FACILITY WITH THE COMMUNITY OF SAVAGE MONTANA SERVING 13 RESIDENTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $15,055

Program Service Revenue $371,722

Investment Income $133

Other Revenue $5,633

TOTAL REVENUE $392,543

Expense Breakdown

Grants Paid $0

Salaries & Benefits $241,153

Fundraising Expenses $0

Program Expenses $317,762

Other Expenses $128,905

TOTAL EXPENSES $370,058

Year-over-Year Comparison

	2025	2024	Change
Revenue	$392,543	$340,631	+0.2%
Expenses	$370,058	$399,040	-0.1%
Net Income	$22,485	$-58,409	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KIM RIDING	PRESIDENT	0.20	Director	$0	$0	$0
JOYCE CARTER	VICE-PRESIDENT	0.20	Director	$0	$0	$0
CHELSIE GRIMES	SECRETARY/TREASURER	0.20	Director	$0	$0	$0
STACY ROZNOWSKI	DIRECTOR	0.20	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$392,543	$370,058	$393,708	$22,485
2024	$340,631	$399,040	$376,094	$-58,409
2023	$407,649	$351,294	$443,007	$56,355
2022	$280,859	$335,215	$392,647	$-54,356
2021	$244,395	$273,536	$451,753	$-29,141
2020	$287,414	$260,438	$485,760	$26,976
2019	$241,470	$259,461	$464,310	$-17,991
2018	$198,828	$264,106	$484,672	$-65,278