RET 3 JOB CORP INC (EIN 810593536) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

Charles Goodnight

Phone

2163619991

Tax Period

2025-01-01 to 2025-12-31

RET 3 JOB CORP INC, founded in 2003, is a small nonprofit in the Environment sector that reported $687K in total revenue in fiscal year 2025. Revenue decreased 13% compared to the prior year. Expenses of $767K exceeded revenue, resulting in a 12% operating deficit.

Mission

Protect the environment by managing electronic waste, recycling electronic equipment, Donation of refurbished computer equipment to schools and other non-profit organizations. Provide work and training to transitional workforce participants and disabled veterans.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $686,887

Investment Income $0

Other Revenue $0

TOTAL REVENUE $686,887

Expense Breakdown

Grants Paid $0

Salaries & Benefits $535,555

Fundraising Expenses $0

Program Expenses $766,793

Other Expenses $231,238

TOTAL EXPENSES $766,793

Year-over-Year Comparison

	2025	2024	Change
Revenue	$686,887	$792,004	-0.1%
Expenses	$766,793	$797,408	0.0%
Net Income	$-79,906	$-5,404	+13.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$150,985

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Vickie Cancic	Manager	20	Director	$91,361	$0	$91,361
Kenneth Kovatch Jr	Manager	20	Director	$59,624	$0	$59,624
Stanley Miller	Trustee	1	Director	$0	$0	$0
Mary Kaufman	Trustee	1	Director	$0	$0	$0
Patrick Holland	Secretary /	1	Director	$0	$0	$0
Robert Ackerman	Trustee	1	Director	$0	$0	$0
Kenneth Kovatch Sr	President	10	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$686,887	$766,793	$269,493	$-79,906
2024	No data	No data	No data	No data
2023	$872,385	$779,584	$479,106	$92,801
2022	$731,934	$679,164	$383,567	$52,770
2021	$681,437	$628,295	$342,285	$53,142
2020	$761,812	$636,753	$302,211	$125,059
2019	$753,790	$641,655	$171,660	$112,135
2018	$571,220	$550,736	$116,511	$20,484

RET 3 JOB CORP INC