ACCESS TO OPPORTUNITY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

RON HERRING

Phone

9715065242

Tax Period

2025-01-01 to 2025-12-31

ACCESS TO OPPORTUNITY INC, founded in 2015, is a small nonprofit in the Education sector that reported $573K in total revenue in fiscal year 2025. Revenue surged 1063% from the prior year, signaling strong growth momentum. The organization ran a surplus of $383K, a strong 67% operating margin.

Mission

PARTNERING ACROSS A BROAD SPECTRUM OF PROGRAMS, WORKING ALONGSIDE GRASSROOTS LEADERS WHO BRING DEEP COMMUNITY CREDIBILITY AND HAVE CAPACITY TO GROW, ADAPT, AND DEEPEN THEIR IMPACT. TOGETHER, WE WORK TO SCALE THEIR COMMUNITY-DRIVEN SOLUTIONS.

Program Service Accomplishments

Program 1

Expenses: $175,521

PROVIDING LEADERSHIP GUIDANCE, STRATEGIC PLANNING, FUNDRAISING SUPPORT, AND IMPACT TRACKING TO INCREASE THE SOCIAL IMPACT OF MOTIVATED AND CAPABLE GRASSROOTS COMMUNITY LEADERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $568,595

Program Service Revenue $0

Investment Income $4,026

Other Revenue $0

TOTAL REVENUE $572,621

Expense Breakdown

Grants Paid $52,763

Salaries & Benefits $55,768

Fundraising Expenses $0

Program Expenses $175,521

Other Expenses $81,313

TOTAL EXPENSES $189,844

Year-over-Year Comparison

	2025	2024	Change
Revenue	$572,621	$49,250	+10.6%
Expenses	$189,844	$76,234	+1.5%
Net Income	$382,777	$-26,984	-15.2%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ALAN BAZAZZ	DIRECTOR	1.00	Director	$0	$0	$0
RON HERRING	PRESIDENT	10.00	Officer Director	$0	$0	$0
MARCY SCHWARTZ	SECRETARY	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$572,621	$189,844	$470,801	$382,777