INSIGHT SAN JOAQUIN

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

FRED VALLERGA

Phone

8055810202

Tax Period

2024-07-01 to 2025-06-30

INSIGHT SAN JOAQUIN, founded in 2015, is a community nonprofit in the Education sector that reported $6.0M in total revenue in fiscal year 2024. Revenue surged 31% from the prior year, signaling strong growth momentum.

Mission

TO PROVIDE TUITION-FREE VIRTUAL EDUCATION THROUGH TECHNOLOGY.

Program Service Accomplishments

Program 1

Expenses: $5,296,677 Revenue: $0

INSIGHT PROGRAMS BLEND INNOVATIVE NEW INSTRUCTIONAL TECHNOLOGY WITH TRADITIONAL CURRICULUM FOR STUDENTS ALL ACROSS CALIFORNIA. INSIGHT USES THE K12 CURRICULUM TO OFFER CALIFORNIA STUDENTS IN GRADES K-12 AN EXCEPTIONAL LEARNING EXPERIENCE. WITH INDIVIDUALIZED LEARNING APPROACHES, INSIGHT AND K12 PROVIDE THE TOOLS KIDS NEED TO SUCCEED IN SCHOOL AND BEYOND.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $6,011,802

Program Service Revenue $0

Investment Income $0

Other Revenue $26,750

TOTAL REVENUE $6,038,552

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,391,984

Fundraising Expenses $0

Program Expenses $5,296,677

Other Expenses $2,674,315

TOTAL EXPENSES $6,066,299

Year-over-Year Comparison

	2024	2023	Change
Revenue	$6,038,552	$4,605,580	+0.3%
Expenses	$6,066,299	$4,605,580	+0.3%
Net Income	$-27,747	$0	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
FRED VALLERGA	SECRETARY/TREASURER	1.00	Officer Director	$0	$0	$0
BILL BUSHMAN LEFT 122024	BOARD MEMBER	1.00	Director	$0	$0	$0
DEANNA VALLERGA	BOARD MEMBER	1.00	Director	$0	$0	$0
JASON JONES	DISTRICT REPRESENTATIVE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$6,038,552	$6,066,299	$3,165,939	$-27,747
2024	$4,605,580	$4,605,580	$2,188,315	No data
2023	$3,240,915	$3,240,915	$2,032,334	No data
2022	$2,594,418	$2,594,418	$936,675	No data
2021	$4,289,195	$4,261,448	$2,639,244	$27,747
2020	$3,906,325	$3,906,325	$1,123,637	No data
2019	$3,131,023	$3,131,023	$731,167	No data
2018	$2,466,729	$2,466,729	$558,297	No data