Fireboat EM Cotter Conservancy Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

Ronald Endle

Phone

7164794186

Tax Period

2025-01-01 to 2025-12-31

Fireboat EM Cotter Conservancy Inc, founded in 2016, is a small nonprofit in the Public Safety sector that reported $220K in total revenue in fiscal year 2025. Revenue surged 184% from the prior year, signaling strong growth momentum. The organization ran a surplus of $132K, a strong 60% operating margin.

Mission

To maintain the historical Fireboat EM Cotter,to educate the community on the history of Buffalo fireboats and their value to the City of Buffalo and all of Western New York.

Program Service Accomplishments

Program 1

Expenses: $88,146

Maintain and repair the Cotter FireBoat

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $211,723

Program Service Revenue $0

Investment Income $6,505

Other Revenue $1,656

TOTAL REVENUE $219,884

Expense Breakdown

Grants Paid $500

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $88,146

Other Expenses $87,646

TOTAL EXPENSES $88,146

Year-over-Year Comparison

	2025	2024	Change
Revenue	$219,884	$77,337	+1.8%
Expenses	$88,146	$39,024	+1.3%
Net Income	$131,738	$38,313	+2.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RONALD ENDLE	Treasurer	15.00	Officer Director	$0	$0	$0
MICHAEL FETTO	Secretary	3.00	Officer Director	$0	$0	$0
DONALD JONES	Director	3.00	Director	$0	$0	$0
LARRY COBADO	President	3.00	Officer Director	$0	$0	$0
RICH SCHNEIDER	Director	3.00	Director	$0	$0	$0
RONALD PAPA	Director	3.00	Director	$0	$0	$0
MICHAEL ZARBO	Vice President	3.00	Officer Director	$0	$0	$0
KYLE ZAPPIA	Director	20.00	Director	$0	$0	$0
KEVIN W HODGSON	Director	3.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$219,884	$88,146	$416,405	$131,738