COMMUNITY FARMERS MARKET INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

MARTIN STONE

Phone

2707831480

Tax Period

2023-01-01 to 2023-12-31

COMMUNITY FARMERS MARKET INC, founded in 2016, is a small nonprofit in the Food, Agriculture & Nutrition sector that reported $266K in total revenue in fiscal year 2023.

Mission

COMMUNITY FARMERS MARKET, INC. PROVIDES FRESH LOCAL FOOD TO RESIDENTS IN SOUTH CENTRAL KENTUCKY AND SUPPORTS LOCAL FARMERS.

Program Service Accomplishments

Program 1

Expenses: $266,223 Revenue: $265,590

COMMUNITY FARMERS MARKET, INC. PROVIDES FRESH LOCAL FOOD TO RESIDENTS IN SOUTH CENTRAL KENTUCKY AND SUPPORTS LOCAL FARMERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $123,817

Program Service Revenue $142,001

Investment Income $67

Other Revenue $0

TOTAL REVENUE $265,885

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $266,223

Other Expenses $266,723

TOTAL EXPENSES $266,723

Year-over-Year Comparison

	2023	2022	Change
Revenue	$265,885	$250,380	+0.1%
Expenses	$266,723	$234,326	+0.1%
Net Income	$-838	$16,054	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARTIN STONE	DIRECTOR	4.00	Officer	$0	$0	$0
NATHAN HOWELL	DIRECTOR	1.00	Director	$0	$0	$0
ANNE TROXEL	SECRETARY	4.00	Officer	$0	$0	$0
BILL LEWIS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$265,885	$266,723	$31,730	$-838
2022	$250,380	$234,326	$32,568	$16,054