NATIONAL ASSOCIATION OF GOVERNMENT… - Form 990 Financial Data

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

ANTHONY R WILKINSON

Phone

4058800210

Tax Period

2023-01-01 to 2023-12-31

NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC, founded in 2015, is a community nonprofit in the Community Improvement sector that reported $6.4M in total revenue in fiscal year 2023.

Mission

TO SERVE THE NEEDS AND REPRESENT THE INTERESTS OF THE SMALL BUSINESS LENDING COMMUNITY WHO UTILIZE THE SMALL BUSINESS ADMINISTRATIONS GOVERNMENT GUARANTEED LOAN PROGRAMS.

Program Service Accomplishments

Program 1

NAGGL IS DEDICATED TO SERVING THE NEEDS AND REPRESENTING THE INTERESTS OF THE U.S. SMALL BUSINESS ADMINISTRATIONS (SBA) 7(A) LENDING COMMUNITY WHICH WORKS TO CLOSE THE CREDIT GAP FOR AMERICAS SMALL BUSINESSES. THROUGH EDUCATION AND ADVOCACY, WE EMPOWER OUR COMMUNITY TO UPHOLD PROGRAM INTEGRITY AND ADVANCE THE SUCCESS OF SBAS GOVERNMENT GUARANTEED LOAN PROGRAMS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $6,300,732

Investment Income $123,642

Other Revenue $1,542

TOTAL REVENUE $6,425,916

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,892,170

Fundraising Expenses $0

Other Expenses $2,372,772

TOTAL EXPENSES $6,264,942

Year-over-Year Comparison

	2023	2022	Change
Revenue	$6,425,916	$6,348,412	+0.0%
Expenses	$6,264,942	$6,012,445	+0.0%
Net Income	$160,974	$335,967	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,653,283

Total Directors

$741,206

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANTHONY WILKINSON	PRESIDENT & CEO	40.00	Officer Director	$607,500	$84,033	$691,533
CAL REGAN	CHAIR	1.00	Officer Director	$0	$0	$0
GARY YOUMANS	TREASURER	1.00	Officer Director	$0	$0	$0
JULIE HUSTON	EX OFFICIO	1.00	Officer Director	$0	$0	$0
LARRY CONLEY	EX-OFFICIO DIRECTOR	1.00	Director	$0	$0	$0
LYNN OZER	EX-OFFICIO DIRECTOR	1.00	Director	$15,188	$0	$15,188
GREG CLARKSON	EX-OFFICIO DIRECTOR	1.00	Director	$0	$0	$0
KURT CHILCOTT	DIRECTOR	1.00	Director	$0	$0	$0
DIANE GALLION	DIRECTOR	1.00	Director	$1,500	$0	$1,500
KALE GASTON	DIRECTOR	1.00	Director	$0	$0	$0
DAVID GREEN	DIRECTOR	1.00	Director	$0	$0	$0
KAREN MCHUGH	DIRECTOR	1.00	Director	$0	$0	$0
ANNEMARIE MURPHY	DIRECTOR	1.00	Director	$11,425	$0	$11,425
CECE MITCHELL	DIRECTOR	1.00	Director	$0	$0	$0
JOHN MOSHIER	DIRECTOR	1.00	Director	$0	$0	$0
JEFF NAGER	DIRECTOR	1.00	Director	$0	$0	$0
NEAL PATEL	DIRECTOR	1.00	Director	$0	$0	$0
EDUARDO SOSA	DIRECTOR	1.00	Director	$0	$0	$0
SHERRILL STOCKTON	DIRECTOR	1.00	Director	$5,610	$0	$5,610
KENDRA VINCENTY	DIRECTOR	1.00	Director	$15,950	$0	$15,950
CAROLINE TAYLOR	DIRECTOR	1.00	Director	$0	$0	$0
SHERRY MARTIN	DIRECTOR	1.00	Director	$0	$0	$0
JULIE CRIPE	DIRECTOR	1.00	Director	$0	$0	$0
ETHAN SMITH	DIRECTOR	1.00	Director	$0	$0	$0
CHARLES BAILEY	DIRECTOR	1.00	Director	$0	$0	$0
KAREN LADANY	CHIEF OPERATING OFFICER	40.00	Officer	$220,000	$51,000	$271,000
JANE BUTLER	EXECUTIVE VICE PRESIDENT	40.00	Officer	$280,000	$42,000	$322,000
KRISTEN GRANCHELLI	GOVERNMENT RELATIONS	40.00	Officer	$305,000	$63,750	$368,750
BENJAMIN ADAMS	VP OF BRAND MANAGEMENT	40.00	Highest	$165,800	$42,870	$208,670
MARGHERITA STUTZ	SENIOR VP OF EDUCATION	40.00	Highest	$177,000	$0	$177,000
RACHEL ZIPPWALD	SENOIR VP, DIR OF EDUCATION	40.00	Highest	$145,000	$30,750	$175,750

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$6,425,916	$6,264,942	$4,537,595	$160,974
2022	$6,348,412	$6,012,445	$4,334,201	$335,967
2021	$5,505,772	$4,995,520	$3,634,859	$510,252
2020	$4,936,695	$3,974,561	$3,124,607	$962,134
2019	$4,562,763	$4,511,829	$2,158,866	$50,934

NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC