ZACH SPEEGLE MINISTRIES (EIN 812345985) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

SARAH SPEEGLE

Phone

3254305000

Tax Period

2023-01-01 to 2023-12-31

ZACH SPEEGLE MINISTRIES, founded in 2016, is a small nonprofit in the Housing & Shelter sector that reported $407K in total revenue in fiscal year 2023. Revenue surged 43% from the prior year, signaling strong growth momentum. Expenses of $389K left a modest 4% surplus.

Mission

Share the Gospel with everyone and give back to the community by helping individuals become healthy spiritually

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $68,011

Program Service Revenue $331,923

Investment Income $4,267

Other Revenue $2,887

TOTAL REVENUE $407,088

Expense Breakdown

Grants Paid $8,276

Salaries & Benefits $171,203

Fundraising Expenses $17,412

Program Expenses $211,288

Other Expenses $202,236

TOTAL EXPENSES $389,458

Year-over-Year Comparison

	2023	2022	Change
Revenue	$407,088	$285,001	+0.4%
Expenses	$389,458	$292,391	+0.3%
Net Income	$17,630	$-7,390	-3.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ZACHARY SPEEGLE	PRESIDENT	030.00	Officer Director Key Emp Highest	$0	$0	$0
SARAH SPEEGLE	TREASURER	006.00	Officer Director Key Emp	$0	$0	$0
WILLIAM DAVID SPEEGLE	SECRETARY	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$407,088	$389,458	$75,191	$17,630
2022	$285,001	$292,391	$55,266	$-7,390
2021	$267,410	$265,493	$59,751	$1,917

ZACH SPEEGLE MINISTRIES