Warrior Notes (EIN 812677817) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

Kathi Zadai

Phone

8883401460

Tax Period

2024-01-01 to 2024-12-31

Warrior Notes, founded in 2016, is a mid-sized nonprofit in the Religion sector that reported $12.6M in total revenue in fiscal year 2024. Revenue decreased 6% compared to the prior year. Expenses of $11.8M left a modest 6% surplus.

Mission

Christ Centered Evangelistic Ministries

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $9,169,258

Program Service Revenue $3,228,700

Investment Income $116,784

Other Revenue $47,500

TOTAL REVENUE $12,562,242

Expense Breakdown

Grants Paid $171,748

Salaries & Benefits $2,648,465

Fundraising Expenses $0

Program Expenses $2,262,304

Other Expenses $8,946,846

TOTAL EXPENSES $11,767,059

Year-over-Year Comparison

	2024	2023	Change
Revenue	$12,562,242	$13,318,073	-0.1%
Expenses	$11,767,059	$10,009,683	+0.2%
Net Income	$795,183	$3,308,390	-0.8%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$357,000

Total Directors

$357,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Kathi Zadai	Vice President	60.00	Officer Director	$178,500	$0	$178,500
Kevin Zadai	President	60.00	Officer Director	$5,112	$173,388	$178,500
David Adams	Director	1.00	Director	$0	$0	$0
Esther Carter Shook	Director	1.00	Director	$0	$0	$0
Luther E Shook	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$12,562,242	$11,767,059	$18,816,039	$795,183
2023	$13,318,073	$10,009,683	$18,000,568	$3,308,390
2022	$12,119,365	$8,649,336	$14,306,854	$3,470,029
2021	$8,804,948	$4,342,519	$10,901,956	$4,462,429
2020	$6,740,480	$1,574,252	$6,531,153	$5,166,228
2019	$2,038,190	$776,524	$1,371,254	$1,261,666
2018	$246,953	$193,780	$107,865	$53,173

Warrior Notes