HARMONY FOR WORLD INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Tax Period

2018-01-01 to 2018-12-31

HARMONY FOR WORLD INC, founded in 2016, is a micro nonprofit in the Human Services sector that reported $6K in total revenue in fiscal year 2018. Revenue fell 49% from the prior year — a significant decline worth monitoring. Expenses of $7K exceeded revenue, resulting in a 15% operating deficit.

Mission

Harmony for World is to bring inner peace and positive energy, designed for people who seek to interact with individuals from all over the world and gain a better understanding of diverse cultures.

Program Service Accomplishments

Program 1

Expenses: $880 Revenue: $6,000

Harmony for World is a non-profit organization. An intensive and highly interactive support group to aid individuals who seek inner peace and harmony, bringing people together with positive energy...

Harmony for World is a non-profit organization. An intensive and highly interactive support group to aid individuals who seek inner peace and harmony, bringing people together with positive energy and an optimistic outlook on life and the world. Harmony for World is an ideal place for people who seek to interact with individuals from all over the world and gain a better understanding of diverse cultures.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $6,000

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $6,000

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $880

Other Expenses $6,880

TOTAL EXPENSES $6,880

Year-over-Year Comparison

	2018	2017	Change
Revenue	$6,000	$11,718	-0.5%
Expenses	$6,880	$10,832	-0.4%
Net Income	$-880	$886	-2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATHY WU	PRESIDENT	12.00	Officer	$0	$0	$0
JIM LU	SECRETARY	6.00	Officer	$0	$0	$0
NIKKI REN	TREASURER	6.00	Officer	$0	$0	$0
LISA LI	CURRICULUM MANAGER	6.00	Officer	$0	$0	$0
JAD ZHENG	ADMINISTRATION MANAGER	6.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$6,000	$6,880	$6	$-880