RIPPLE EFFECT INC

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

HEATHER DEVEREAUX

Phone

6168954033

Tax Period

2024-06-01 to 2025-05-31

RIPPLE EFFECT INC, founded in 2016, is a small nonprofit that reported $725K in total revenue in fiscal year 2024. Revenue surged 134% from the prior year, signaling strong growth momentum. The organization ran a surplus of $481K, a strong 66% operating margin.

Mission

SUPPORTING PEOPLE AND PROGRAMS LOCALLY AND GLOBALLY BY EMPOWERING THOSE IN NEED.

Program Service Accomplishments

Program 1

Expenses: $147,877 Revenue: $246,167

RESALE SHOPPE: THE ORGANIZATION OPERATES A RESALE SHOPPE OFFERING DONATED CLOTHING, FURNITURE, AND HOUSEHOLD ITEMS AT AFFORDABLE PRICES. PROCEEDS FROM THE STORE SUPPORT THE ORGANIZATION'S PROGRAMS...

RESALE SHOPPE: THE ORGANIZATION OPERATES A RESALE SHOPPE OFFERING DONATED CLOTHING, FURNITURE, AND HOUSEHOLD ITEMS AT AFFORDABLE PRICES. PROCEEDS FROM THE STORE SUPPORT THE ORGANIZATION'S PROGRAMS. THE THRIFT STORE FURTHERS THE ORGANIZATION'S CHRISTIAN MISSION BY PROMOTING STEWARDSHIP, SERVING THE COMMUNITY, AND PROVIDING OPPORTUNITIES FOR SERVICE IN CHRIST'S NAME.

Program 2

Expenses: $50,575 Revenue: $464,859

TRANSITIONAL HOUSING: THE ORGANIZATION IS DEDICATED TO ASSISTING WOMEN AND THEIR CHILDREN EXPERIENCING PERIODS OF TRANSITION AND HOUSING INSTABILITY. THROUGH ADVOCACY, MENTORSHIP, AND RELATED SUPPORT INITIATIVES, THE ORGANIZATION PROVIDES ACCESS TO ESSENTIAL RESOURCES, INCLUDING FOOD, CLOTHING, AND SHELTER. THESE PROGRAMS ARE DESIGNED TO PROMOTE EMPOWERMENT AND LONG-TERM STABILITY BY EQUIPPING FAMILIES WITH THE SKILLS, RESOURCES, AND SUPPORT NECESSARY TO ACHIEVE SELF-SUFFICIENCY.

Program 3

Expenses: $16,675 Revenue: $14,443

COMMUNITY CARE: THE ORGANIZATION PROVIDES SUPPORT FOR INDIVIDUALS AND FAMILIES FACING ECONOMIC HARDSHIP, PERSONAL CRISES, OR OTHER CHALLENGING CIRCUMSTANCES. THROUGH ACCESS TO ESSENTIAL RESOURCES AND SERVICES, THE PROGRAM IS DESIGNED TO PROMOTE STABILITY AND WELL-BEING. THESE INITIATIVES AIM TO EMPOWER PARTICIPANTS BY PROVIDING THE TOOLS AND SUPPORT NECESSARY TO IMPROVED QUALITY OF LIFE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $725,469

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $725,469

Expense Breakdown

Grants Paid $10,330

Salaries & Benefits $125,271

Fundraising Expenses $0

Program Expenses $215,127

Other Expenses $108,606

TOTAL EXPENSES $244,207

Year-over-Year Comparison

	2024	2023	Change
Revenue	$725,469	$310,484	+1.3%
Expenses	$244,207	$236,475	+0.0%
Net Income	$481,262	$74,009	+5.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$21,893

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KIRK OOSTING	BOARD PRESIDENT	1.00	Officer Director	$0	$0	$0
RICK WESTERLING	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
TIM VANRHEE	TRUSTEE	1.00	Director	$0	$0	$0
VICKIE BIRD	TREASURER & SECRETARY	1.00	Officer Director	$0	$0	$0
JANESSA SMIT	TRUSTEE	1.00	Director	$0	$0	$0
TOM DONALD	TRUSTEE	1.00	Director	$0	$0	$0
CHRIS LEMKE	TRUSTEE	1.00	Director	$0	$0	$0
LISA JOHNSTON	TRUSTEE	1.00	Director	$0	$0	$0
HEATHER DEVEREAUX	EXECUTIVE DIRECTOR, RIPPLE EFFECT INC.	20.00	Director	$9,616	$0	$9,616
VICKI FERRIER	MINISTRY DIRECTOR, BRIDGET'S HOUSE	20.00	Director	$12,277	$0	$12,277

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$725,469	$244,207	$790,794	$481,262
2024	$310,484	$236,475	$166,480	$74,009
2023	$227,903	$221,791	$71,222	$6,112
2022	$207,560	$193,042	$66,116	$14,518
2021	$186,445	$158,194	$52,527	$28,251
2020	$124,532	$137,437	$36,078	$-12,905
2019	$164,354	$142,776	$36,840	$21,578