COMMUNITY BONDS INC (EIN 812912950) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

TASHA BLANCO

Phone

2033401116

Tax Period

2021-01-01 to 2021-12-31

COMMUNITY BONDS INC, founded in 2016, is a small nonprofit that reported $521K in total revenue in fiscal year 2021. Revenue fell 73% from the prior year — a significant decline worth monitoring. Expenses of $702K exceeded revenue, resulting in a 35% operating deficit.

Mission

TO REDUCE THE DIRECT HARMS CAUSED BY MASS CRIMINALIZATION, INCARCERATION, AND DEPORTATION WHILE BUILDING GRASSROOTS COMMUNITY POWER AMONG THE INDIVIDUALS AND FAMILIES MOST IMPACTED BY THESE SYSTEMS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $520,352

Program Service Revenue $0

Investment Income $465

Other Revenue $0

TOTAL REVENUE $520,817

Expense Breakdown

Grants Paid $0

Salaries & Benefits $467,251

Fundraising Expenses $84,366

Program Expenses $386,790

Other Expenses $234,938

TOTAL EXPENSES $702,189

Year-over-Year Comparison

	2021	2020	Change
Revenue	$520,817	$1,917,749	-0.7%
Expenses	$702,189	$947,413	-0.3%
Net Income	$-181,372	$970,336	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$157,128

Total Directors

$157,128

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JEWU RICHARDSON	CO PRESIDENT	50.00	Officer Director	$78,785	$0	$78,785
TASHA BLANCO	CO PRESIDENT	50.00	Officer Director	$78,343	$0	$78,343
EMMA JONES	DIRECTOR	1.00	Director	$0	$0	$0
KENNARD RAY	DIRECTOR	1.00	Director	$0	$0	$0
JAMES JETER	DIRECTOR	1.00	Director	$0	$0	$0
BRETT DAVIDSON	FORMER PRESIDENT	1.00		$12,880	$925	$13,805

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$520,817	$702,189	$1,878,575	$-181,372
2020	$1,917,749	$947,413	$2,166,899	$970,336
2019	$949,320	$496,435	$1,104,678	$452,885
2019	$951,320	$471,685	$1,131,428	$479,635
2018	$390,557	$176,981	$486,181	$213,576

COMMUNITY BONDS INC