OWENSBORO AREA AFFORDABLE HOUSING SOLUTIONS INC (EIN 812937594) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

TISH CORREA OSBORNE

Phone

2706835365

Tax Period

2024-07-01 to 2025-06-30

OWENSBORO AREA AFFORDABLE HOUSING SOLUTIONS INC, founded in 2016, is a micro nonprofit in the Housing & Shelter sector that reported $23K in total revenue in fiscal year 2024. Revenue fell 25% from the prior year — a significant decline worth monitoring. Expenses of $20K left a modest 13% surplus.

Mission

PROVISION OF AFFORDABLE HOUSING AND SUPPORTIVE SERVICES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $22,932

Investment Income $0

Other Revenue $0

TOTAL REVENUE $22,932

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $14,764

Other Expenses $20,029

TOTAL EXPENSES $20,029

Year-over-Year Comparison

	2024	2023	Change
Revenue	$22,932	$30,420	-0.2%
Expenses	$20,029	$14,764	+0.4%
Net Income	$2,903	$15,656	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAULA YEVINCY	CHAIRPERSON	002.00	Director	$0	$0	$0
TISH OSBORNE	VICE CHAIRPERSON	001.00	Officer	$0	$0	$0
RICHARD STALLINGS	TREASURER	001.00	Officer	$0	$0	$0
RICK SEARCY	OFFICER	N/A	Officer	$0	$0	$0
SHAUNA BOOM	OFFICER	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$22,932	$20,029	No data	$2,903
2024	$30,420	$14,764	$330,191	$15,656
2023	$21,839	$40,456	$296,921	$-18,617
2022	$23,442	$22,794	$314,131	$648
2021	$18,613	$22,992	$324,213	$-4,379
2020	$-73,042	$31,720	$337,347	$-104,762
2019	$204,638	$25,253	$521,953	$179,385

OWENSBORO AREA AFFORDABLE HOUSING SOLUTIONS INC