Physicians for Fair Coverage Ltd (EIN 812941933) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

Michele H Kimball

Phone

2025585155

Tax Period

2020-01-01 to 2020-09-30

Physicians for Fair Coverage Ltd, founded in 2016, is a community nonprofit that reported $1.6M in total revenue in fiscal year 2020. Revenue fell 81% from the prior year — a significant decline worth monitoring.

Mission

Advocacy organization to improve patient protections and End The Surprise Insurance Gap- See Part III

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $422,000

Program Service Revenue $1,166,001

Investment Income $-7,862

Other Revenue $0

TOTAL REVENUE $1,580,139

Expense Breakdown

Grants Paid $0

Salaries & Benefits $525,255

Fundraising Expenses $0

Program Expenses $1,412,972

Other Expenses $1,137,299

TOTAL EXPENSES $1,662,554

Year-over-Year Comparison

	2020	2019	Change
Revenue	$1,580,139	$8,440,958	-0.8%
Expenses	$1,662,554	$8,441,994	-0.8%
Net Income	$-82,415	$-1,036	+78.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$251,690

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Anthony Gabriel MD	Chair	2.00	Officer Director	$0	$0	$0
Randy Pilgrim MD	Chair-Elect	1.00	Officer Director	$0	$0	$0
Taylor Stone MD	Treasurer	2.00	Officer Director	$0	$0	$0
Sherif Zaafran MD	Immediate Past Chair	0.50	Director	$0	$0	$0
Thomas Sugarman MD	Member	1.00	Director	$0	$0	$0
Yogin Patel MD	Member	1.00	Director	$0	$0	$0
L Anthony Cirillo MD	Member	1.00	Director	$0	$0	$0
Michele H Kimball	President & CEO / Secretary	40.00	Officer	$240,699	$10,991	$251,690

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$1,580,139	$1,662,554	No data	$-82,415
2019	$8,440,958	$8,441,994	$692,071	$-1,036
2018	$2,363,815	$2,612,276	$234,910	$-248,461

Physicians for Fair Coverage Ltd