CIVIC CHARTER LENDER INC

EIN: 812973183 501(c)(3) Education

NEW YORK, NY

Total Revenue
$17,369
Total Expenses
$8,160
Total Assets
$83,230
Net Assets
$83,230
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2016
Legal Domicile
NY
Principal Officer
DAVID UMANSKY
Phone
2125717260
Tax Period
2021-01-01 to 2021-12-31

CIVIC CHARTER LENDER INC, founded in 2016, is a micro nonprofit in the Education sector that reported $17K in total revenue in fiscal year 2021. Revenue fell 64% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $9K, a strong 53% operating margin.

Mission

THE CORPORATION WAS FORMED AS A 501(C)(3) ORGANIZATION FOR THE PURPOSE OF FURTHERING THE CHARITABLE PURPOSES OF CIVIC BUILDERS, INC., A 501(C)(3) ORGANIZATION THAT PROVIDES TURN-KEY SOLUTIONS FOR CHARTER SCHOOL REAL ESTATE NEEDS. SPECIFICALLY, THIS CORPORATION WAS FORMED TO HOLD AND MAKE SHORT TERM LOANS TO CHARTER SCHOOLS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $17,369
Investment Income $0
Other Revenue $0
TOTAL REVENUE $17,369

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $8,160
Other Expenses $8,160
TOTAL EXPENSES $8,160

Year-over-Year Comparison

2021 2020 Change
Revenue $17,369 $48,922 -0.6%
Expenses $8,160 $37,848 -0.8%
Net Income $9,209 $11,074 -0.2%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
12
Independent Members
11
Employees
N/A
Volunteers
11

Governance Policies

✓ Conflict of Interest Policy
✗ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$557,123
Total Directors
12
$557,123
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DAVID UMANSKY PRESIDENT 1.00
Officer Director
$0 $33,893 $557,123
BRAHM CRAMER CHAIRMAN 1.00
Officer Director
$0 $0 $0
DAVID LOO VICE CHAIR&TREASURER 1.00
Officer Director
$0 $0 $0
EBEN ELLERTSON SECRETARY 1.00
Officer Director
$0 $0 $0
KHARY BARNES BOARD MEMBER 1.00
Director
$0 $0 $0
RON BEIT BOARD MEMBER 1.00
Director
$0 $0 $0
SIMONE BRODY BOARD MEMBER 1.00
Director
$0 $0 $0
CHARLES GENGER BOARD MEMBER 1.00
Director
$0 $0 $0
KEITH RAND BOARD MEMBER 1.00
Director
$0 $0 $0
BRIAN REICH BOARD MEMBER 1.00
Director
$0 $0 $0
DAVID J SWEENY BOARD MEMBER 1.00
Director
$0 $0 $0
VIPUL TANDON BOARD MEMBER 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2021 $17,369 $8,160 $83,230 $9,209
2020 $48,922 $37,848 $643,418 $11,074
2019 $58,344 $50,066 $1,271,921 $8,278
2018 $55,973 $27,213 $1,213,643 $28,760
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