AMERICAN FINTECH COUNCIL (EIN 813819306) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

Y PHILLIP GOLDFEDER

Phone

4109242886

Tax Period

2023-01-01 to 2023-12-31

AMERICAN FINTECH COUNCIL, founded in 2016, is a community nonprofit in the Community Improvement sector that reported $2.3M in total revenue in fiscal year 2023. The organization ran a surplus of $370K, a strong 16% operating margin.

Mission

FOSTERS RESPONSIBLE INNOVATION AND SOUND PUBLIC POLICY IN FINANCIAL TECHNOLOGY

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,270,278

Investment Income $0

Other Revenue $0

TOTAL REVENUE $2,270,278

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,299,865

Fundraising Expenses $0

Other Expenses $600,413

TOTAL EXPENSES $1,900,278

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,270,278	$2,276,540	0.0%
Expenses	$1,900,278	$2,030,895	-0.1%
Net Income	$370,000	$245,645	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$694,693

Total Directors

$399,284

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Y PHILLIP GOLDFEDER	CHAIR OF THE BOARD	40.00	Officer Director	$370,096	$29,188	$399,284
JOSEPH GARBA	DIRECTOR	1.00	Director	$0	$0	$0
ERIC GOTT	DIRECTOR	1.00	Director	$0	$0	$0
FRANK BORCHERT III	DIRECTOR	1.00	Director	$0	$0	$0
EZRA GARRETT	DIRECTOR	1.00	Director	$0	$0	$0
HILARY HALPERN	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT LAVET	DIRECTOR	1.00	Director	$0	$0	$0
NATHANIEL HOOPES	DIRECTOR	1.00	Director	$0	$0	$0
BRADLEY SCHECTER	DIRECTOR	1.00	Director	$0	$0	$0
RICO IZAGUIRRE	DIRECTOR	1.00	Director	$0	$0	$0
TOM MCCORMICK	DIRECTOR	1.00	Director	$0	$0	$0
RYAN NAPLES	DIRECTOR	1.00	Director	$0	$0	$0
MARTHA O'MALLEY	DIRECTOR	1.00	Director	$0	$0	$0
JEFF STOLTZFOOS	DIRECTOR	1.00	Director	$0	$0	$0
REBECCA O'MARA	SVP, CFO	40.00	Officer	$260,000	$23,951	$283,951
ELIZABETH GORZ	KEY EMPLOYEE	40.00	Officer	$11,458	$0	$11,458
YANA MILES	FORMER GENERAL COUNSEL	40.00		$239,584	$21,914	$261,498
GERRON LEVI	FORMER KEY EMPLOYEE	40.00		$204,317	$16,726	$221,043

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$2,270,278	$1,900,278	$1,191,339	$370,000
2022	$2,276,540	$2,030,895	$441,798	$245,645
2021	$1,612,544	$2,191,012	$678,411	$-578,468
2020	$1,315,900	$1,144,618	$462,281	$171,282
2019	$1,045,500	$996,945	$215,966	$48,555
2018	$725,000	$794,948	$236,903	$-69,948
2017	$877,500	$669,358	$231,851	$208,142

AMERICAN FINTECH COUNCIL