Craigardan Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Principal Officer

Muriel Luderowski

Phone

5182426535

Tax Period

2025-01-01 to 2025-12-31

Craigardan Inc, founded in 2017, is a community nonprofit in the Education sector that reported $1.0M in total revenue in fiscal year 2025. The organization ran a surplus of $392K, a strong 38% operating margin.

Mission

Providing a living workshop at the intersection of craft and agriculture that encourages the imagination to interpret the world with philosophical, ecological and artistic perspective

Program Service Accomplishments

Program 1

Expenses: $430,376 Revenue: $1,028,028

Craigardan continues to support food justice, farming and studio arts.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $791,436

Program Service Revenue $106,055

Investment Income $7,546

Other Revenue $122,991

TOTAL REVENUE $1,028,028

Expense Breakdown

Grants Paid $0

Salaries & Benefits $273,617

Fundraising Expenses $21,017

Program Expenses $430,376

Other Expenses $362,176

TOTAL EXPENSES $635,793

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,028,028	$971,960	+0.1%
Expenses	$635,793	$520,183	+0.2%
Net Income	$392,235	$451,777	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$89,200

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHELE DROZD	Executive Director	40.00	Key Emp	$89,200	$0	$89,200
MURIEL LUDEROWSKI	President	0.00	Officer	$0	$0	$0
ALLISON EDDY	Vice President	0.00	Officer	$0	$0	$0
ERICA BERRY	Secretary	0.00	Officer	$0	$0	$0
GAYLE BURNETT	Treasurer	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,028,028	$635,793	$2,219,944	$392,235
2024	$971,960	$520,183	$1,820,448	$451,777
2023	$675,484	$480,523	$1,625,989	$194,961
2022	$561,472	$371,939	$1,172,528	$189,533
2021	$553,476	$268,882	$974,906	$284,594
2020	$525,284	$179,461	$1,010,818	$345,823
2019	$484,834	$197,929	$337,817	$286,905
2018	$220,622	$179,441	$42,753	$41,181