BALDWIN SENIOR TRAVELERS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Phone

3125600762

Tax Period

2025-01-01 to 2025-12-31

BALDWIN SENIOR TRAVELERS, founded in 2017, is a small nonprofit in the Recreation & Sports sector that reported $220K in total revenue in fiscal year 2025. Revenue surged 42% from the prior year, signaling strong growth momentum. Expenses of $190K left a modest 14% surplus.

Mission

TRAVEL CLUB FOR MEMBERS AGES 55+

Program Service Accomplishments

Program 1

Baldwin Senior Travelers completed 40 trips ranging from 1 day to 11 day trips. The number of travelers ranged from 10 to 60 per trip. The club has approximately 600 members. Several trips were paid...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $8,340

Program Service Revenue $0

Investment Income $974

Other Revenue $210,812

TOTAL REVENUE $220,126

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $0

Other Expenses $189,948

TOTAL EXPENSES $189,948

Year-over-Year Comparison

	2025	2024	Change
Revenue	$220,126	$155,005	+0.4%
Expenses	$189,948	$150,322	+0.3%
Net Income	$30,178	$4,683	+5.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
SANDRA BOSTROM	President	Director	$0	$0	$0
RAE MILLER	Vice President	Director	$0	$0	$0
DENISE BRYANT	Director	Director	$0	$0	$0
Kathleen Sullivan	Treasurer	Director	$0	$0	$0
FRIDA SCHNITZLER	Director	Director	$0	$0	$0
CAROL BALCH	Secretary	Director	$0	$0	$0
DENISE DAY	Director	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$220,126	$189,948	$80,326	$30,178