MINI CASSIA AREA CHAMBER OF COMMERCE INC (EIN 820104110) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

PENNE MAIN

Phone

2086794793

Tax Period

2020-01-01 to 2020-12-31

MINI CASSIA AREA CHAMBER OF COMMERCE INC, founded in 1985, is a small nonprofit that reported $163K in total revenue in fiscal year 2020. The organization ran a surplus of $25K, a strong 15% operating margin.

Mission

THE MINI-CASSIA AREA CHAMBER OF COMMERCE PROVIDES FOR AND ENABLES PEOPLE TO WORK TOGETHER TO IMPROVE LOCAL BUSINESS AND BUILD A BETTER COMMUNITY. THE CHAMBER AND VISITOR CENTER IS THE "FRONT DOOR" OF THE COMMUNITY, PROVIDING RECREATIONAL INFORMATION, AREA MAPS AS WELL AS RELOCATION MATERIALS AND AIDS. THROUGH ITS VARIOUS COMMITTEES AND ACTIVITIES, THE CHAMBER CREATES OPPORTUNITY FOR ECONOMIC DEVELOPMENT AND NETWORKING. THE CHAMBER IS A MEMBER OF THE U.S. CHAMBER OF COMMERCE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $110,510

Program Service Revenue $9,557

Investment Income $354

Other Revenue $42,382

TOTAL REVENUE $162,803

Expense Breakdown

Grants Paid $0

Salaries & Benefits $89,399

Fundraising Expenses $0

Other Expenses $48,795

TOTAL EXPENSES $138,194

Year-over-Year Comparison

	2020	2019	Change
Revenue	$162,803	$157,889	+0.0%
Expenses	$138,194	$141,988	0.0%
Net Income	$24,609	$15,901	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MELISSA ASTON	CHAIRMAN	5.00	Officer	$0	$0	$0
LYDON CRANE	1ST VICE CHA	1.00	Officer	$0	$0	$0
TERRI MCBRIDE	2ND VICE CHA	1.00	Officer	$0	$0	$0
STEPHANIE CURTIS	PAST CHAIRMA	1.00	Officer	$0	$0	$0
BRIAN BECKSTEAD	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS SEIBOLD	DIRECTOR	1.00	Director	$0	$0	$0
BLAKE HOLLINGSWORTH	DIRECTOR	1.00	Director	$0	$0	$0
HEATHER MORTENSEN	DIRECTOR	1.00	Director	$0	$0	$0
JERRI TEGAN	DIRECTOR	1.00	Director	$0	$0	$0
ANDREW GIBBY	DIRECTOR	1.00	Director	$0	$0	$0
HEIDI SMITH	DIRECTOR	1.00	Director	$0	$0	$0
DAVID LIZARRAGA	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$162,803	$138,194	$175,393	$24,609

MINI CASSIA AREA CHAMBER OF COMMERCE INC