COEUR DALENE CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1968

Legal Domicile

Principal Officer

LINDA COPPESS

Phone

2086643194

Tax Period

2023-01-01 to 2023-12-31

COEUR DALENE CHAMBER OF COMMERCE, founded in 1968, is a community nonprofit that reported $1.3M in total revenue in fiscal year 2023. Revenue surged 46% from the prior year, signaling strong growth momentum. Expenses of $1.2M left a modest 8% surplus.

Mission

TO PROMOTE, SUPPORT AND ADVOCATE FOR THE CHAMBER'S MEMBERS, STRENGTHEN THE ECONOMIC CLIMATE OF THE COEUR D'ALENE AREA, AND FURTHER THE FREE ENTERPRISE SYSTEM.

Program Service Accomplishments

Program 1

PROMOTION OF TOURISM IN COEUR D'ALENE INCLUDING MARKETING OF THE AREA, THE RUNNING OF A VISITOR CENTER AND THE BRINGING OF EVENTS SUCH AS THE IRONMAN RACE TO THE AREA THAT CONTRIBUTES GREATLY TO THE...

Program 2

PROGRAMS, MEETINGS AND ADVOCACY WORK FOR THE 1,300 MEMBERS OF THE ORGANIZATION AND THEIR BUSINESSES. PROGRAMS INCLUDE UPBEAT BREAKFASTS, COFFEE AND CONTACTS NETWORKING EVENTS, BUSINESS DEVELOPMENT...

PROGRAMS, MEETINGS AND ADVOCACY WORK FOR THE 1,300 MEMBERS OF THE ORGANIZATION AND THEIR BUSINESSES. PROGRAMS INCLUDE UPBEAT BREAKFASTS, COFFEE AND CONTACTS NETWORKING EVENTS, BUSINESS DEVELOPMENT SEMINARS, LEADERSHIP EDUCATION, NEWSLETTERS, BUSINESS FAIR AND MORE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $888,311

Program Service Revenue $302,934

Investment Income $291

Other Revenue $147,536

TOTAL REVENUE $1,339,072

Expense Breakdown

Grants Paid $167,455

Salaries & Benefits $415,291

Fundraising Expenses $0

Other Expenses $643,737

TOTAL EXPENSES $1,226,483

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,339,072	$918,549	+0.5%
Expenses	$1,226,483	$1,075,171	+0.1%
Net Income	$112,589	$-156,622	-1.7%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$106,400

Total Directors

$3,125

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LINDA COPPESS	President & CEO	40.00	Officer	$106,400	$0	$106,400
MARK ROBITAILLE	Board Member	1.00	Director	$3,125	$0	$3,125
DOUG ELLIOTT	Chairman	1.00	Officer Director	$0	$0	$0
MATT ADAMS	Board Member	1.00	Director	$0	$0	$0
SHON HOCKER	Board Member	1.00	Director	$0	$0	$0
NAOMI BOUTZ	Board Member	1.00	Officer Director	$0	$0	$0
MAGGIE LYONS	Board Member	1.00	Director	$0	$0	$0
KATIE HUNT	Board Member	1.00	Director	$0	$0	$0
JODY AZEVEDO	Chairman	1.00	Officer Director	$0	$0	$0
SANDY YOUNG	Board Member	1.00	Director	$0	$0	$0
RICK RASMUSSEN	Past Chair	1.00	Officer Director	$0	$0	$0
TODD KIESBUY	Board Member	1.00	Director	$0	$0	$0
DR KORY WILSON	Board Member	1.00	Director	$0	$0	$0
CLINT SCHROEDER	Treasurer	1.00	Officer Director	$0	$0	$0
TROY TYMESEN	Vice-Chair	1.00	Officer Director	$0	$0	$0
MARK TUCKER	Board Member	1.00	Director	$0	$0	$0
ALI TAYLOR	Board Member	1.00	Director	$0	$0	$0
JULIE AMADOR	Board Member	1.00	Director	$0	$0	$0
RANDY MCINTIRE	Board Member	1.00	Director	$0	$0	$0
LAURA RUMPLER	Board Member	1.00	Director	$0	$0	$0
TYREL STEVENSON	Vice-Chair	1.00	Officer Director	$0	$0	$0
JENNIFER SMOCK	Board Member	1.00	Director	$0	$0	$0
TYLER ALVARADO	BOARD MEMBER	1.00	Director	$0	$0	$0
LINDSAY ALLEN	BOARD MEMBER	1.00	Director	$0	$0	$0
EMILY BOYD	BOARD MEMBER	1.00	Director	$0	$0	$0
RYAN JOHNSON	BOARD MEMBER	1.00	Director	$0	$0	$0
CHARLIE LINDER	BOARD MEMBER	1.00	Director	$0	$0	$0
VANESSA MOOS	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$1,339,072	$1,226,483	$2,941,934	$112,589
2022	$918,549	$1,075,171	$2,838,674	$-156,622
2021	$1,035,112	$923,800	$3,010,309	$111,312
2020	$1,351,892	$1,336,201	$2,819,824	$15,691
2019	$1,395,771	$1,342,022	$2,684,368	$53,749
2018	$1,346,847	$1,256,897	$2,792,987	$89,950