SERVICES FOR SENIORS INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

Blanche Thorson

Phone

3073223424

Tax Period

2023-10-01 to 2024-09-30

SERVICES FOR SENIORS INC, founded in 1974, is a community nonprofit that reported $1.3M in total revenue in fiscal year 2023.

Mission

Mission is to keep seniors independent in their homes as long as possible by providing congregate meals, home delivered meals, in-home personal and housekeeping services, public transportation, socialization activites and foot-care clinics.

Program Service Accomplishments

Program 1

Expenses: $549,016 Revenue: $554,645

Provide meals for seniors at the senior center and delivered meals to seniors homes.

Program 2

Expenses: $208,951 Revenue: $216,692

Provide in home personal and housekeeping services.

Program 3

Expenses: $122,587 Revenue: $47,024

Provide transportation to seniors for medical appointments, transportation to the senior center for meals, personal errands, and shopping.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,147,319

Program Service Revenue $171,853

Investment Income $7

Other Revenue $0

TOTAL REVENUE $1,319,179

Expense Breakdown

Grants Paid $0

Salaries & Benefits $713,816

Fundraising Expenses $0

Program Expenses $1,292,093

Other Expenses $655,537

TOTAL EXPENSES $1,369,353

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,319,179	$1,384,298	0.0%
Expenses	$1,369,353	$1,465,129	-0.1%
Net Income	$-50,174	$-80,831	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Blanche Thorson	President	5.00	Officer	$0	$0	$0
Rosemary Stefanatz	Vice President	5.00	Officer	$0	$0	$0
Mark McDonald	Secretary/Treasurer	1.00	Officer	$0	$0	$0
Theresa Soto	Director	1.00	Officer	$0	$0	$0
Larry Hobs	Director	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$1,319,179	$1,369,353	$102,492	$-50,174
2023	$1,384,298	$1,465,129	$151,846	$-80,831
2023	$1,384,298	$1,465,129	$151,846	$-80,831
2022	$1,200,382	$1,285,038	$230,995	$-84,656
2021	$1,211,757	$1,216,056	$318,136	$-4,299
2019	$1,112,999	$1,156,016	$315,893	$-43,017