Boise Fire Department Credit Union

EIN: 820225507

Boise, ID

Total Revenue
$465,938
Total Expenses
$424,084
Total Assets
$8,752,996
Net Assets
$8,740,089
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1940
Legal Domicile
ID
Principal Officer
David Muir
Phone
2083621128
Tax Period
2025-01-01 to 2025-12-31

Boise Fire Department Credit Union, founded in 1940, is a small nonprofit that reported $466K in total revenue in fiscal year 2025. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $424K left a modest 9% surplus.

Mission

A credit union to assist people in saving money and providing personal loans.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $0
Investment Income $465,938
Other Revenue $0
TOTAL REVENUE $465,938

Expense Breakdown

Grants Paid $0
Salaries & Benefits $110,172
Fundraising Expenses $0
Program Expenses $0
Other Expenses $313,912
TOTAL EXPENSES $424,084

Year-over-Year Comparison

2025 2024 Change
Revenue $465,938 $404,250 +0.2%
Expenses $424,084 $423,878 +0.0%
Net Income $41,854 $-19,628 -3.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
6
Employees
4
Volunteers
10

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$102,000
Total Directors
9
$0
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
David Muir Manager 40
Officer Highest
$48,000 $0 $48,000
Anthony Andrisek Loan Officer 20
Officer
$24,000 $0 $24,000
Kendal Smith Board Member/Sec Treas 20
Officer
$24,000 $0 $24,000
Josie Owen Board Member/advertising 5.00
Officer
$6,000 $0 $6,000
Erik Rush Supervisory Board 1
Director
$0 $0 $0
Stephen Murray President 1
Officer Director
$0 $0 $0
Mike Menlove Vice President 1
Officer Director
$0 $0 $0
Rob Spencer Board Member 1
Director
$0 $0 $0
Brian Skinner Supervisory Board 1
Director
$0 $0 $0
Michael Golden Board Member 1
Director
$0 $0 $0
Trent Vonderheit Board Member 1
Director
$0 $0 $0
Jordan Ockunzzi Supervisory Board 1
Director
$0 $0 $0
Erik Baker Supervisory Board 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $465,938 $424,084 $8,752,996 $41,854
2024 $404,250 $423,878 $9,131,294 $-19,628
2023 $364,755 $351,769 $8,657,101 $12,986
2022 $334,623 $285,534 $10,229,132 $49,089
2021 $339,105 $280,998 $10,758,652 $58,107
2020 $372,084 $325,331 $9,801,101 $46,753
2018 $364,998 $325,976 $8,348,783 $39,022
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