Elderly Opportunity Agency Inc (EIN 820306372) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

Breanna King

Phone

2083654461

Tax Period

2025-01-01 to 2025-12-31

Elderly Opportunity Agency Inc, founded in 1973, is a community nonprofit in the Food, Agriculture & Nutrition sector that reported $1.3M in total revenue in fiscal year 2025. Revenue decreased 14% compared to the prior year. Expenses of $1.3M left a modest 3% surplus.

Mission

Providing senior citizens programs and housing projects.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $492,505

Program Service Revenue $795,542

Investment Income $10,522

Other Revenue $0

TOTAL REVENUE $1,298,569

Expense Breakdown

Grants Paid $0

Salaries & Benefits $551,366

Fundraising Expenses $0

Program Expenses $799,207

Other Expenses $706,209

TOTAL EXPENSES $1,257,575

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,298,569	$1,507,406	-0.1%
Expenses	$1,257,575	$1,399,501	-0.1%
Net Income	$40,994	$107,905	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Pam Garrison	Vice-Chairman	1.00	Director	$0	$0	$0
Ellie Gillett	Secretary	1.00	Director	$0	$0	$0
Charles Caruso	Director	1.00	Director	$0	$0	$0
Janice Cawyer	Director	1.00	Director	$0	$0	$0
Nola Boone	Director	1.00	Director	$0	$0	$0
Karin Hoffer	Chairman	2.00	Officer	$0	$0	$0
Charlie Miller	Treasurer	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,298,569	$1,257,575	$1,785,091	$40,994
2024	$1,507,406	$1,399,501	$1,854,106	$107,905
2023	$1,310,170	$1,198,880	$1,770,284	$111,290
2022	$1,188,813	$1,141,773	$1,729,402	$47,040
2021	$1,044,555	$956,988	$1,744,667	$87,567
2020	$962,779	$967,094	$1,731,386	$-4,315
2019	$1,116,698	$1,134,041	$1,782,333	$-17,343
2018	$994,173	$965,636	$1,886,212	$28,537

Elderly Opportunity Agency Inc