MERIDIAN CHAMBER OF COMMERCE INC (EIN 820345859) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

PAT CATANZARO

Phone

2088882817

Tax Period

2023-01-01 to 2023-12-31

MERIDIAN CHAMBER OF COMMERCE INC, founded in 1978, is a small nonprofit that reported $447K in total revenue in fiscal year 2023.

Mission

PROMOTE ADVANCEMENT OF ECONOMIC, INDUSTRIAL, PROFESSIONAL, CULTURAL, AND CIVIC WELFARE FOR THE CITY OF MERIDIAN, THE TREASURE VALLEY, AND THE STATE OF IDAHO.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $285,828

Investment Income $66

Other Revenue $160,795

TOTAL REVENUE $446,689

Expense Breakdown

Grants Paid $0

Salaries & Benefits $303,957

Fundraising Expenses $0

Program Expenses $469,100

Other Expenses $165,143

TOTAL EXPENSES $469,100

Year-over-Year Comparison

	2023	2022	Change
Revenue	$446,689	$420,974	+0.1%
Expenses	$469,100	$458,979	+0.0%
Net Income	$-22,411	$-38,005	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN JENSEN	PAST CHAIR	N/A	Officer Director	$0	$0	$0
MARGARET ESPINOLA	INCOMING CHA	N/A	Director	$0	$0	$0
NICK GROVE	DIRECTOR	N/A	Director	$0	$0	$0
ROB MCMINN	DIRECTOR	N/A	Director	$0	$0	$0
CHRIS MILLER	MARKET PRESI	N/A	Director	$0	$0	$0
TAMMY DE WEERD	DIRECTOR	N/A	Director	$0	$0	$0
KEVIN COON	CHAIRMAN	N/A	Director	$0	$0	$0
LOU MALLANE	DIRECTOR	N/A	Director	$0	$0	$0
PAT CATANZARO	TREASURER	N/A	Officer Director	$0	$0	$0
TRESSA MCLAUGHLIN	DIRECTOR	N/A	Director	$0	$0	$0
RENE PALOTTI	DIRECTOR	N/A	Director	$0	$0	$0
STEFANIE THIEL	DIRECTOR	N/A	Director	$0	$0	$0
TERRIE TREVINO	VICE CHAIR	N/A	Director	$0	$0	$0
AMANDA MCCURRY	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$446,689	$469,100	$113,414	$-22,411
2022	$420,974	$458,979	$145,932	$-38,005
2021	$372,433	$340,075	$174,828	$32,358
2020	$285,716	$256,379	$159,666	$29,337
2019	$285,395	$299,732	$209,199	$-14,337
2018	$307,447	$262,475	$198,153	$44,972

MERIDIAN CHAMBER OF COMMERCE INC