MERIDIAN, ID
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)IDAHO LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION, founded in 1977, is a community nonprofit in the Mutual Benefit sector that reported $2.0M in total revenue in fiscal year 2025. Revenue fell 63% from the prior year — a significant decline worth monitoring. Expenses of $3.9M exceeded revenue, resulting in a 97% operating deficit.
Pursuant to Section 41-4302 Idaho Code the Association was established to protect policyholders of life insurance health insurance and annuity contracts in the event of the insolvency of the insurer that issued the policy of contract.
The Associations purpose is to offer protection to Idaho resident policyholders if the insurance company that issued their life annuity or health insurance policy fails. This is the Associations sole...
The Associations purpose is to offer protection to Idaho resident policyholders if the insurance company that issued their life annuity or health insurance policy fails. This is the Associations sole program service occupying 100% of its time. In 2025 the Association extended policyholder benefits to Idaho resident insureds of five insolvent insurers. Additionally it supported insurance company receivers former insureds and others involved in various open and closed insolvency estates.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $1,994,740 | $5,424,253 | -0.6% |
| Expenses | $3,921,483 | $894,355 | +3.4% |
| Net Income | $-1,926,743 | $4,529,898 | -1.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Candie Kinch | Executive Director | 40.00 |
Officer
|
$118,800 | $0 | $118,800 |
| N/A | Director | 0.25 |
|
$0 | $0 | $0 |
| N/A | Director | 0.25 |
|
$0 | $0 | $0 |
| N/A | Director | 0.25 |
|
$0 | $0 | $0 |
| N/A | Director | 0.25 |
|
$0 | $0 | $0 |
| N/A | Director | 0.25 |
|
$0 | $0 | $0 |
| N/A | Director | 0.25 |
|
$0 | $0 | $0 |
| N/A | Director | 0.25 |
|
$0 | $0 | $0 |
| Brian Wonderlich | Chairman of the Board of Directors | 1.00 |
Officer
|
$0 | $0 | $0 |
| Jeffrey Neumeyerr | Vice Chairman | 1.00 |
Officer
|
$0 | $0 | $0 |
| Kim Decker | Secretary Treasurer | 1.00 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $1,994,740 | $3,921,483 | $12,331,037 | $-1,926,743 |
| 2024 | $5,424,253 | $894,355 | $13,794,616 | $4,529,898 |
| 2023 | $862,147 | $317,710 | $9,139,119 | $544,437 |
| 2022 | $368,009 | $369,153 | $8,005,904 | $-1,144 |
| 2021 | $354,653 | $319,553 | $9,162,016 | $35,100 |
| 2020 | $181,195 | $774,687 | $8,654,071 | $-593,492 |
Compare IDAHO LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION with other nonprofits in Idaho and across the country.