Cornerstone Christian Schools Inc (EIN 820488252) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

Lynn Ridinger

Phone

2087987149

Tax Period

2025-01-01 to 2025-12-31

Cornerstone Christian Schools Inc, founded in 1996, is a small nonprofit in the Education sector that reported $491K in total revenue in fiscal year 2025. Revenue grew 8% year-over-year, indicating healthy expansion. Expenses of $472K left a modest 4% surplus.

Mission

Cornerstone Christian School is a private elementary school for kindergarten through 8th grades providing Christ centered education with challenging academics.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $59,104

Program Service Revenue $371,287

Investment Income $0

Other Revenue $60,931

TOTAL REVENUE $491,322

Expense Breakdown

Grants Paid $0

Salaries & Benefits $357,127

Fundraising Expenses $0

Program Expenses $436,423

Other Expenses $115,309

TOTAL EXPENSES $472,436

Year-over-Year Comparison

	2025	2024	Change
Revenue	$491,322	$454,132	+0.1%
Expenses	$472,436	$459,090	+0.0%
Net Income	$18,886	$-4,958	-4.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$60,416

Total Directors

$60,416

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Lynn Ridinger	President	40.00	Officer Director	$35,208	$0	$35,208
Christina Kessler	Secretary	40.00	Officer Director	$25,208	$0	$25,208
Marvin Kym	Vice President	1.00	Officer Director	$0	$0	$0
Cynthia Kym	Treasurer	10.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$491,322	$472,436	$135,467	$18,886
2024	$454,132	$459,090	$116,192	$-4,958
2023	$400,212	$448,686	$121,126	$-48,474
2022	$461,853	$436,776	$169,697	$25,077
2021	$443,811	$415,766	$143,625	$28,045
2020	$414,409	$407,601	$114,884	$6,808
2019	$381,593	$406,517	$108,054	$-24,924
2018	$381,604	$387,169	$132,301	$-5,565

Cornerstone Christian Schools Inc