DEBT REDUCTION SERVICES INC

EDUCATIONAL ACCOMPLISHMENTSCONTINUING TO GROW OUR VIRTUAL EDUCATION PROGRAMS, DRS ACHIEVED PARTICULAR PROGRESS WITH OUR FLAGSHIP EDUCATIONAL OFFERINGS. WE PROMOTE FINANCIAL LITERACY AND HEALTHY PERSONAL FINANCE BEHAVIOR THROUGH ONLINE VIDEOS AVAILABLE 24/7 AS WELL AS LIVE VIRTUAL CLASSES AND WEBINARS (PRE-RECORDED OR SELF-PACED) THAT ANYONE CAN ACCESS FROM ANYWHERE AT ANY TIME. OUR TOP THREE ACCOMPLISHMENTS IN FINANCIAL EDUCATION FOR 2023 INCLUDED: 1) THE CONTINUED POPULARITY OF OUR AWARD-WINNING MY LIFE MY CHOICES STUDENT EDITION COURSE, WITH 1,547 ONLINE PARTICIPANTS, AND ITS SISTER PROGRAMS FOR CORRECTIONS AND MILITARY, 2) THE CONTINUED AVAILABILITY AND ACCESS OF OUR FREE AND EDUCATIONAL MONEY FIT LIVE WEBINARS, WHICH GARNERED 6,200 TOTAL VIEWS WITH 361 HOURS OF WATCH TIME, AND 3) THE CONTINUED SUCCESS OF OUR TEEN BUDGET CALCULATOR, WHICH HAD 566 COMPLETIONS.= = = = = = = =SCHEDULE O= = = = = = = =IN 2023, DEBT REDUCTION SERVICES UTILIZED ITS RESOURCES TO EXPAND AND SUPPORT A RANGE OF SIGNIFICANT FINANCIAL EDUCATION PROGRAMS AND SERVICES.HOUSING COUNSELING IN 2023, WE EXPANDED OUR HOUSING COUNSELING SERVICES NATIONWIDE TO INCLUDE HOMELESS AND RENTAL COUNSELING, PARTICULARLY THROUGH A HOME ARP GRANT FOR IDAHO'S BALANCE OF STATE. ADDITIONALLY, WE BROADENED OUR SERVICES TO OFFER HOMEBUYER COUNSELING, FAIR HOUSING EDUCATION AND COUNSELING, AND HECM REVERSE MORTGAGE COUNSELING. THIS YEAR, WE LAUNCHED OUR HUD-APPROVED HOMEBUYER EDUCATION COURSE, HELPING FIRST-TIME HOMEBUYERS QUALIFY FOR DOWN PAYMENT ASSISTANCE PROGRAMS.IDAHO REGIONAL HOUSING COALITIONS - DRS CONTINUED ITS VIRTUAL PARTICIPATION IN THE IDAHO REGION III COALITION, COORDINATING EFFORTS TO PREVENT AND ADDRESS HOMELESSNESS IN SOUTHWEST IDAHO. WE ALSO INCREASED OUR INVOLVEMENT WITH THE REGION V COALITION.MY LIFE MY CHOICES MILITARY TRANSITION EDITION IN 2023, 37 INDIVIDUALS COMPLETED THIS FREE, ONLINE BUDGETING ACTIVITY, WHICH HELPS ACTIVE MILITARY PERSONNEL TRANSITIONING TO CIVILIAN LIFE UNDERSTAND THE FINANCIAL CONSEQUENCES OF THEIR PERSONAL CHOICES.LIFE AFTER DEBT WEBINAR IN 2023, 41 PARTICIPANTS COMPLETED THIS SELF-PACED COURSE, WHICH WALKS THEM THROUGH KEY STEPS TO STAYING OUT OF DEBT AND PROMOTING LONG-TERM FINANCIAL STABILITY.WHO WANTS TO LIVE LIKE A MILLIONAIRE?: THIS INTERACTIVE WEBINAR, WHICH HELPS PARTICIPANTS DEBUNK MYTHS OF WEALTH AND HYPER-CONSUMERISM, SAW 75 COMPLETIONS IN 2023.JUMP$TART COALITION STATE MEMBERSHIPS THE ORGANIZATION'S EDUCATION MANAGER REMAINED ACTIVELY INVOLVED IN THE IDAHO FINANCIAL LITERACY COALITION, PART OF THE NATIONAL JUMP$TART COALITION, PARTICIPATING IN REGULAR MEETINGS. THE COALITION WORKS TO COORDINATE EVENTS TO PROMOTE FINANCIAL LITERACY AMONG YOUTH AND AT-RISK POPULATIONS.COALITIONS AND ASSOCIATIONS - IN 2023, WE FACILITATED LIVE WEBINARS FOR A VARIETY OF ORGANIZATIONS, INCLUDING A BUSINESS ASSOCIATION, A LAW FIRM, A CHARITABLE FOUNDATION, AND A FASHION BUSINESS. ADDITIONALLY, OUR FINANCIAL EDUCATION MANAGER CONNECTED WITH HOUSING AUTHORITIES ACROSS THE COUNTRY, SECURING THREE MEMORANDA OF UNDERSTANDING (MOUS) TO PROVIDE HOUSING COUNSELING AND EDUCATION SERVICES.OUR FINANCIAL EDUCATION MANAGER APPEARED ON MULTIPLE PODCASTS, PROMOTING FINANCIAL LITERACY AND CAPACITY BUILDING. THROUGHOUT 2023, WE FACILITATED 10 LIVE VIDEO SESSIONS FOR 166 INDIVIDUALS, REACHING A BROAD AUDIENCE WITH PRACTICAL FINANCIAL EDUCATION.THE ORGANIZATION REMAINS APPROVED BY THE EXECUTIVE OFFICE OF THE U.S. TRUSTEE WITHIN THE U.S. DEPARTMENT OF JUSTICE TO OFFER BOTH PRE-BANKRUPTCY CREDIT COUNSELING BRIEFINGS AND POST-BANKRUPTCY PERSONAL FINANCIAL MANAGEMENT COURSES, AS MANDATED BY THE BANKRUPTCY ABUSE PREVENTION AND CONSUMER PROTECTION ACT OF 2005. THESE SERVICES ARE PROVIDED ONLINE, ALLOWING CLIENTS TO ACCESS PRE-BANKRUPTCY COUNSELING AND POST-BANKRUPTCY EDUCATION COURSES CONVENIENTLY VIA THE INTERNET.