Beach Haven Chamber of Commerce Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

Donald Miller

Phone

6097443414

Tax Period

2025-01-01 to 2025-12-31

Beach Haven Chamber of Commerce Inc, founded in 2016, is a small nonprofit in the Community Improvement sector that reported $152K in total revenue in fiscal year 2025. Revenue fell 46% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $98K, a strong 65% operating margin.

Mission

To support, enable, and promote businesses, commerce and tourism in Beach Haven Town wide events are held to promote business within the borough.

Program Service Accomplishments

Program 1

Pulls business commerce together for town need. Town wide events are held to promote business within the borough. Annual July 4th fireworks display is put on by the chamber and donation made to...

Pulls business commerce together for town need. Town wide events are held to promote business within the borough. Annual July 4th fireworks display is put on by the chamber and donation made to Hunger Foundation with share of proceeds from Chowder Cook Off.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $15,675

Program Service Revenue $0

Investment Income $0

Other Revenue $135,917

TOTAL REVENUE $151,592

Expense Breakdown

Grants Paid $9,100

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $44,449

TOTAL EXPENSES $53,549

Year-over-Year Comparison

	2025	2024	Change
Revenue	$151,592	$282,740	-0.5%
Expenses	$53,549	$205,576	-0.7%
Net Income	$98,043	$77,164	+0.3%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Matt Freed	President	2.00	Director	$0	$0	$0
Jen Quinn	Vice-President	2.00	Director	$0	$0	$0
Don Miller	Treasurer	2.00	Director	$0	$0	$0
Jaimee Boyle	Secretary	2.00	Director	$0	$0	$0
Lindsay Scarperi	Director of Special Events	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$151,592	$53,549	$193,139	$98,043
2024	$282,740	$205,576	$95,096	$77,164
2020	$3,173	$1,270	$6,727	$1,903
2019	$4,513	$9,643	$4,824	$-5,130
2016	No data	No data	No data	No data