CAMPING MINISTRIES OF THE CAROLINAS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Principal Officer

KEVIN CARTEE

Phone

8649983400

Tax Period

2024-10-01 to 2025-09-30

CAMPING MINISTRIES OF THE CAROLINAS, founded in 2017, is a small nonprofit in the Religion sector that reported $567K in total revenue in fiscal year 2024. Revenue surged 32% from the prior year, signaling strong growth momentum. Expenses of $522K left a modest 8% surplus.

Mission

TO STRENGTHEN OUR COMMUNITIES THROUGH HOSPITALITY, COMMUNITY-BUILDING INITIATIVES, EDUCATIONAL INITIATIVES, SCIENTIFIC RESEARCH FOR THE BENEFIT OF LEARNERS AND THE ENVIRONMENT, AND FAITH FORMATION ACTIVITIES.

Program Service Accomplishments

Program 1

Expenses: $453,529

CAMPING MINISTRIES OF THE CAROLINAS, INC. (CMC) SERVES DIFFERENT GROUPS (INCLUDING CHURCHES, COMMUNITY GROUPS, NON-PROFITS, AND SCHOOL GROUPS) FOR RETREATS, DAY AND WEEKEND PROGRAMS, ENVIRONMENTAL...

CAMPING MINISTRIES OF THE CAROLINAS, INC. (CMC) SERVES DIFFERENT GROUPS (INCLUDING CHURCHES, COMMUNITY GROUPS, NON-PROFITS, AND SCHOOL GROUPS) FOR RETREATS, DAY AND WEEKEND PROGRAMS, ENVIRONMENTAL EDUCATION, AND STAFF DEVELOPMENT AND TEAM BUILDING. CMC SERVES 250 CHILDREN AND YOUTH IN OUR SUMMER PROGRAM. THIS INCLUDED TRADITIONAL ON-SITE CAMPING PROGRAMS, TRAVELING DAY CAMPS IN NEARBY COMMUNITIES, AND SPECIALTY CAMPS AND PROGRAMS. CMC ALSO PARTICIPATED IN PLANNING, IMPLEMENTATION, AND HOSTED/CO-HOSTED COMMUNITY WORSHIP EVENTS, THE COMMUNITY 4TH OF JULY CELEBRATION (LIGHTS ON THE LAKE), AND OTHER ACTIVITIES BENEFITTING OUR LOCAL COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $243,009

Program Service Revenue $270,173

Investment Income $10

Other Revenue $54,136

TOTAL REVENUE $567,328

Expense Breakdown

Grants Paid $0

Salaries & Benefits $272,269

Fundraising Expenses $37,690

Program Expenses $453,529

Other Expenses $249,676

TOTAL EXPENSES $521,945

Year-over-Year Comparison

	2024	2023	Change
Revenue	$567,328	$431,040	+0.3%
Expenses	$521,945	$472,342	+0.1%
Net Income	$45,383	$-41,302	-2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KEVIN CARTEE	EXECUTIVE DIRECTOR	40.00	Officer Key Emp	$0	$0	$0
JOSH DAWKINS	CHAIR	1.00	Officer	$0	$0	$0
ANN-MARGARET MCCLARY	VICE-CHAIR	1.00	Officer	$0	$0	$0
MATTHEW BURKE	TREASURER	1.00	Officer	$0	$0	$0
TIM MCKINSEY	SECRETARY	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$567,328	$521,945	$132,719	$45,383
2024	$431,040	$472,342	$87,063	$-41,302
2023	$387,243	$489,567	$139,472	$-102,324
2022	$450,155	$399,716	$137,443	$50,439
2021	$351,965	$375,765	$86,369	$-23,800
2020	$449,845	$447,804	$77,804	$2,041
2018	$352,551	$324,798	$50,383	$27,753