RUBIES WOMENS GROUP INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Principal Officer

CANDACE COLE

Phone

4196126399

Tax Period

2025-01-01 to 2025-12-31

RUBIES WOMENS GROUP INC, founded in 2017, is a small nonprofit in the Religion sector that reported $231K in total revenue in fiscal year 2025. The organization ran a surplus of $105K, a strong 45% operating margin.

Mission

HOUSE WOMEN WITH TRAUMA, ADDICTION

Program Service Accomplishments

Program 1

Expenses: $126,647

TO ASSIST AND SERVE WOMEN WITH ADDICTION, HUMAN SEX TRAFFICKING AND REENTRY NEEDS TO ENCOUNTER THE LORD IN ORDER TO HEAL.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $240,865

Program Service Revenue $0

Investment Income $282

Other Revenue $-9,789

TOTAL REVENUE $231,358

Expense Breakdown

Grants Paid $0

Salaries & Benefits $96,538

Fundraising Expenses $0

Program Expenses $126,647

Other Expenses $30,109

TOTAL EXPENSES $126,647

Year-over-Year Comparison

	2025	2024	Change
Revenue	$231,358	N/A	N/A
Expenses	$126,647	N/A	N/A
Net Income	$104,711	$0	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
COURTNEY COLLINS	PRESIDENT	5.00	Officer Director	$0	$0	$0
IAN CHAMBERS	VICE PRESIDENT	3.00	Officer Director	$0	$0	$0
RAMONA CHILDERS	TREASURER	3.00	Officer Director	$0	$0	$0
MELISSA KROPFF	SECRETARY	3.00	Officer Director	$0	$0	$0
PAMELA RIDER-LINTORN	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$231,358	$126,647	$156,596	$104,711