HEALTHY BRIGHTON TITLE HOLDING CORPORATION NFP (EIN 821949374) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Principal Officer

RYAN GADIA

Phone

7085846200

Tax Period

2024-07-01 to 2025-06-30

HEALTHY BRIGHTON TITLE HOLDING CORPORATION NFP, founded in 2017, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $394K in total revenue in fiscal year 2024. Revenue surged 59% from the prior year, signaling strong growth momentum. Expenses of $2.0M exceeded revenue, resulting in a 401% operating deficit.

Mission

HOLDING TITLE OR A LEASEHOLD INTEREST IN PROPERTY, COLLECTING INCOME FROM THAT PROPERTY, AND TURNING OVER THE ENTIRE AMOUNT OF SUCH INCOME, LESS EXPENSES, TO ESPERANZA HEALTH CENTERS, AN ILLINOIS NOT-FOR-PROFIT CORPORATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $392,000

Investment Income $1,750

Other Revenue $0

TOTAL REVENUE $393,750

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,973,236

Other Expenses $1,973,236

TOTAL EXPENSES $1,973,236

Year-over-Year Comparison

	2024	2023	Change
Revenue	$393,750	$247,279	+0.6%
Expenses	$1,973,236	$1,341,486	+0.5%
Net Income	$-1,579,486	$-1,094,207	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$713,583

Total Directors

$713,583

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAN FULWILER TERM 6225	PRESIDENT	1.00	Officer Director	$0	$9,066	$348,877
CHRIS BROWN	DIRECTOR	0.02	Officer Director	$0	$0	$0
RICARDO CIFUENTES	SECRETARY	1.00	Officer Director	$0	$10,199	$175,256
KATHLEEN GREGORY	DIRECTOR	0.02	Officer Director	$0	$0	$0
RYAN GADIA	TREASURER	1.00	Officer Director	$0	$16,233	$189,450

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$393,750	$1,973,236	$44,381,455	$-1,579,486
2024	$247,279	$1,341,486	$46,367,815	$-1,094,207
2023	$103,761	$695,816	$53,626,913	$-592,055
2022	$129,576	$695,814	$17,640,849	$-566,238
2021	$142,090	$710,243	$16,877,415	$-568,153
2020	$161,299	$661,787	$17,428,421	$-500,488
2019	$563,239	$513,949	$19,642,289	$49,290
2018	$12,131	No data	$18,283,352	No data

HEALTHY BRIGHTON TITLE HOLDING CORPORATION NFP