OPPORTUNITY THRIVE INC (EIN 822726585) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Principal Officer

DEBBIE MCFALONE

Phone

6165666847

Tax Period

2024-01-01 to 2024-12-31

OPPORTUNITY THRIVE INC, founded in 2017, is a small nonprofit in the Education sector that reported $183K in total revenue in fiscal year 2024. Revenue fell 39% from the prior year — a significant decline worth monitoring. Expenses of $270K exceeded revenue, resulting in a 48% operating deficit.

Mission

WE HELP PROFESSIONALS THRIVE IN BOTH WORK AND LIFE. IN PARTICULAR, OUR PASSION IS IN HELPING EDUCATORS BUILD RESILIENCY, SELF EFFICACY, AND EMOTIONAL REGULATION SO THEY CAN CREATE THRIVING CLASSROOMS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $26,983

Program Service Revenue $156,229

Investment Income $0

Other Revenue $0

TOTAL REVENUE $183,212

Expense Breakdown

Grants Paid $0

Salaries & Benefits $60,983

Fundraising Expenses $77,132

Program Expenses $143,392

Other Expenses $209,322

TOTAL EXPENSES $270,305

Year-over-Year Comparison

	2024	2023	Change
Revenue	$183,212	$300,730	-0.4%
Expenses	$270,305	$241,294	+0.1%
Net Income	$-87,093	$59,436	-2.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$56,650

Total Directors

$56,650

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DEBBIE MCFALONE	PRESIDENT	3.00	Officer Director	$0	$0	$0
REBECCA MOORE	SECRETARY	0.25	Officer Director	$0	$0	$0
TARA COLVIN	TREASURER	0.25	Officer Director	$0	$0	$0
CODY MOTT	DIRECTOR	0.25	Director	$0	$0	$0
DEB VANDUINEN	DIRECTOR	0.25	Director	$0	$0	$0
REBEKAH SCHIPPER	EXECUTIVE DI	25.00	Officer Director	$56,650	$0	$56,650

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$183,212	$270,305	$64,116	$-87,093
2023	$300,730	$241,294	$115,161	$59,436
2022	$248,347	$228,999	$60,105	$19,348

OPPORTUNITY THRIVE INC