FINREGLAB INC (EIN 822842970) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Principal Officer

MELISSA KOIDE

Phone

2029514088

Tax Period

2023-01-01 to 2023-12-31

FINREGLAB INC, founded in 2017, is a community nonprofit in the Science & Technology sector that reported $3.4M in total revenue in fiscal year 2023. Revenue grew 20% year-over-year, indicating healthy expansion. Expenses of $3.0M left a modest 14% surplus.

Mission

THE ORGANIZATION'S MISSION IS TO TEST NEW TECHNOLOGIES AND DATA TO INFORM PUBLIC POLICY AND DRIVE THE FINANCIAL SECTOR TOWARD A RESPONSIBLE AND INCLUSIVE FINANCIAL MARKETPLACE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $3,235,817

Program Service Revenue $202,801

Investment Income $0

Other Revenue $0

TOTAL REVENUE $3,438,618

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,846,949

Fundraising Expenses $7,593

Program Expenses $2,012,339

Other Expenses $1,111,535

TOTAL EXPENSES $2,958,484

Year-over-Year Comparison

	2023	2022	Change
Revenue	$3,438,618	$2,865,900	+0.2%
Expenses	$2,958,484	$1,900,789	+0.6%
Net Income	$480,134	$965,111	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$914,292

Total Directors

$914,292

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MELISSA KOIDE	CEO	40	Officer Director	$275,140	$0	$275,140
KELLY THOMPSON COCHRAN	SECRETARY & TREASURER	40	Officer Director	$224,668	$0	$224,668
ZIHSUN ZHAO	SENIOR DATA SCIENTIST	40	Officer Director	$179,144	$0	$179,144
KERRIGAN B MOLLAND	EMPLOYEE	40	Highest	$134,456	$0	$134,456
NATALIA BAILEY	EMPLOYEE	40	Highest	$124,845	$0	$124,845
NANCY CASTILLO	CHIEF OPEARTING OFFICER	40	Officer Director	$118,634	$0	$118,634
SARAH DAVIES	CHIEF ANALYTICS OFFICER	30	Officer Director	$116,706	$0	$116,706
AMY FRIEND	BOARD CHAIR	1	Director	$0	$0	$0
JO ANN BAREFOOT	BOARD MEMBER	1	Director	$0	$0	$0
MARLA BLOW	BOARD MEMBER	1	Director	$0	$0	$0
ALEXANDER ACREE	BOARD MEMBER	1	Director	$0	$0	$0
MIKE CALHOUN	BOARD MEMBER	1	Director	$0	$0	$0
KAREN CROXSON	BOARD MEMBER	1	Director	$0	$0	$0
COURTNEY HODAPP	BOARD MEMBER	1	Director	$0	$0	$0
KABIR KUMAR	BOARD MEMBER	1	Director	$0	$0	$0
CANTWELL FAULKNER MUCKENFUSS III	BOARD MEMBER	1	Director	$0	$0	$0
LISA RICE	BOARD MEMBER	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$3,438,618	$2,958,484	$2,334,531	$480,134
2022	$2,865,900	$1,900,789	$1,456,609	$965,111
2021	$1,161,009	$1,263,857	$442,962	$-102,848
2020	$1,200,000	$1,100,163	$594,870	$99,837
2019	$201,000	$1,050,431	$422,959	$-849,431
2018	$1,701,500	$482,931	$1,281,807	$1,218,569

FINREGLAB INC