VICTORY HOUSING INC (EIN 822891865) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Principal Officer

MABEL M PETERSON

Tax Period

2024-10-01 to 2025-09-30

VICTORY HOUSING INC, founded in 2017, is a small nonprofit in the Housing & Shelter sector that reported $539K in total revenue in fiscal year 2024. Revenue surged 33% from the prior year, signaling strong growth momentum. Net assets of $3.2M represent 71 months of operating reserves.

Mission

PROVIDES HOUSING TO ELDERLY AND DISABLED PERSONS AND FAMILIES UNDER SECTION 202 OF THE NATIONAL HOUSING ACT UNDER AN AGREEMENT WITH THE DEPARTMENT OF HUD.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $538,423

Investment Income $96

Other Revenue $0

TOTAL REVENUE $538,519

Expense Breakdown

Grants Paid $0

Salaries & Benefits $52,783

Fundraising Expenses $0

Program Expenses $486,413

Other Expenses $530,806

TOTAL EXPENSES $583,589

Year-over-Year Comparison

	2024	2023	Change
Revenue	$538,519	$404,280	+0.3%
Expenses	$583,589	$531,839	+0.1%
Net Income	$-45,070	$-127,559	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KELLY MCDERMOTT	PRESIDENT	N/A	Officer	$0	$0	$0
MABEL M PETERSON	SECRETARY/TR	N/A	Officer Director	$0	$0	$0
ANDREA L MOSES	DIRECTOR	N/A	Director	$0	$0	$0
C MICHAEL TUCKER	DIRECTOR	N/A	Director	$0	$0	$0
JENNIFER YOUNG GAUDET	DIRECTOR	N/A	Director	$0	$0	$0
ROBERT A BIDDLEMAN	DIRECTOR	N/A	Director	$0	$0	$0
PAULA DIEHL	DIRECTOR	N/A	Director	$0	$0	$0
LILLIE M MARSHALL	DIRECTOR	N/A	Director	$0	$0	$0
GAILEY M SHERMAN	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$538,519	$583,589	$5,046,283	$-45,070
2024	$404,280	$531,839	$5,124,777	$-127,559
2023	$388,994	$547,207	$5,235,633	$-158,213
2022	$364,211	$480,362	$5,380,229	$-116,151
2021	$358,537	$340,366	$5,501,047	$18,171
2020	$332,953	$418,020	$5,601,884	$-85,067

VICTORY HOUSING INC