Urban Rural Action

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

Joseph Bubman

Phone

8477125454

Tax Period

2025-01-01 to 2025-12-31

Urban Rural Action, founded in 2019, is a small nonprofit in the Community Improvement sector that reported $995K in total revenue in fiscal year 2025.

Mission

THE CORPORATION IS ORGANIZED AND SHALL BE ADMINISTRED AND OPERATED, EXCLUSIVELY FOR CHARITABLE. RELIGIOUS, SCIENTIFIC AND EDUCATIONAL PURPOSES, INCLUDING STRENGTHENING RELATIONSHIPS BETWEEN RURAL AND URBAN COMMUNITIES AND PROMOTING CONSTRUCTIVE DIALOGUE AND JOINT COMMUNITY ACTION TO ADDRESS SOCIAL, ECONOMIC, ECOLOGICAL AND POLITICAL CHALLENGES.

Program Service Accomplishments

Program 1

Expenses: $467,755

WI Program: The Uniting to Prevent Targeted Violence in Southeast Wisconsin program is a non-partisan civic participation program that brings Wisconsinites together across political, racial...

WI Program: The Uniting to Prevent Targeted Violence in Southeast Wisconsin program is a non-partisan civic participation program that brings Wisconsinites together across political, racial, generational, geographic, and other differences to address causes of targeted violence.

Program 2

Expenses: $167,939

PA Program: Uniting for Safe and Strong Communities in South-Central Pennsylvania is a non-partisan civic participation program that brings together an ideologically, racially, generationally, and...

PA Program: Uniting for Safe and Strong Communities in South-Central Pennsylvania is a non-partisan civic participation program that brings together an ideologically, racially, generationally, and geographically diverse cohort of 25-30 Pennsylvania Uniters, residents of Adams, Dauphin, Franklin, and York counties, to build relationships, strengthen collaboration skills, explore different views on key issues, and work together with community organizations to address urgent challenges facing these communities.

Program 3

Expenses: $140,998

OR Program: Uniting for Action on Housing and Homelessness in Southern Oregon is a non-partisan civic participation program that brings together residents of Douglas, Jackson, Josephine and Klamath counties to build relationships, strengthen collaboration skills, explore different views on key issues, and work together with community organizations to address issues of homelessness and affordable housing

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $926,070

Program Service Revenue $66,847

Investment Income $2,332

Other Revenue $0

TOTAL REVENUE $995,249

Expense Breakdown

Grants Paid $0

Salaries & Benefits $549,390

Fundraising Expenses $0

Program Expenses $908,732

Other Expenses $431,288

TOTAL EXPENSES $980,678

Year-over-Year Comparison

	2025	2024	Change
Revenue	$995,249	$958,622	+0.0%
Expenses	$980,678	$976,161	+0.0%
Net Income	$14,571	$-17,539	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$86,083

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Joseph Bubman	Executive Dir.	40.00	Officer	$83,333	$2,750	$86,083
Jon Kurtz	Board Chair	1.00	Officer Director	$0	$0	$0
Ted Volchok	Treasurer	1.00	Officer Director	$0	$0	$0
Skye Lawrence	Secretary	1.00	Officer Director	$0	$0	$0
Karen Remaley	Board Member	1.00	Director	$0	$0	$0
Don Fraser	Board Member	1.00	Director	$0	$0	$0
Marc Levin	Board Member	1.00	Director	$0	$0	$0
Tracie Potts	Board Member	1.00	Director	$0	$0	$0
Pooja Bachani di Giovanna	Board Member	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$995,249	$980,678	$125,907	$14,571
2024	No data	No data	No data	No data
2023	$672,935	$620,862	$103,241	$52,073
2022	$212,065	$179,949	$46,056	$32,116