REDDING FASHION ALLIANCE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Phone

5302760458

Tax Period

2025-01-01 to 2025-12-31

REDDING FASHION ALLIANCE INC, founded in 2017, is a small nonprofit in the Employment sector that reported $155K in total revenue in fiscal year 2025. Revenue fell 32% from the prior year — a significant decline worth monitoring. Expenses of $189K exceeded revenue, resulting in a 22% operating deficit.

Mission

RFA IS COMMITTED TO IMPROVING THE LIVES OF NORTHER CALIFORNIA CITIZENS BY MOBILIZING SELF SUFFICIENCY AND PROVIDING AFFORDABLE ACCESS TO FASHION DESIGN,SEWING,BUSINESS EDUCATION WHILE FOSTERING A SUSTAINABLE,PROSPEROUS,CUTLURALLY RICH COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $6,777 Revenue: $11,956

RFA FASHION SHOW GALA. FASHION FOCUSED ART SHOW. LOCALLY CREATED TEXTILE ARTS WITH LOCAL NORTHSTATE DESIGNERS PARTICIPATING IN THE 2025 GALA. WORKING WITH THE REDDING RANCHERIA, RFA HAS BEEN ABLE TO CONTINUE BRINGING THE LOCAL COMMUNITY TOGETHER WITH OVER 500 ATTENDEES, BUSINESSES AND INDIVIDUALS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $111,080

Program Service Revenue $39,338

Investment Income $0

Other Revenue $4,909

TOTAL REVENUE $155,327

Expense Breakdown

Grants Paid $0

Salaries & Benefits $114,184

Fundraising Expenses $0

Program Expenses $6,777

Other Expenses $74,818

TOTAL EXPENSES $189,002

Year-over-Year Comparison

	2025	2024	Change
Revenue	$155,327	$229,432	-0.3%
Expenses	$189,002	$175,631	+0.1%
Net Income	$-33,675	$53,801	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
FRANCIE SULLIVAN	PRESIDENT	15.00	Officer	$0	$0	$0
SUSAN KIRMAYER	VICE PRESIDENT	8.00	Officer	$0	$0	$0
LETHEA LAWLER	TREASURER	20.00	Officer	$0	$0	$0
MIRIAM LONGINAW	SECRETARY	7.00	Officer	$0	$0	$0
STEPHANIE SOMER	DIRECTOR	4.00	Officer	$0	$0	$0
JAN KEARNS	EXECUTIVE DIRECTOR	20.00	Officer	$0	$0	$0
SALLY BEAUMONT	EMPLOYEE	35.00	Highest	$0	$0	$0
VIRGINIA HOLMES	EMPLOYEE	16.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$155,327	$189,002	$111,615	$-33,675
2024	No data	No data	No data	No data
2023	$198,615	$192,006	$194,369	$6,609
2022	$235,585	$228,747	$201,921	$6,838
2021	$252,062	$338,186	$195,083	$-86,124
2020	$12,092	$18,934	$102,332	$-6,842
2019	$300,309	$162,297	$160,722	$138,012
2018	$128,069	$105,359	$22,710	$22,710