Sacramento, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)ECONOMIC JUSTICE FUND, founded in 2017, is a community nonprofit in the Public & Societal Benefit sector that reported $1.2M in total revenue in fiscal year 2024. Revenue surged 124% from the prior year, signaling strong growth momentum. The organization ran a surplus of $643K, a strong 54% operating margin.
The Economic Justice Fund is a mission-driven Community Development Financial Institution dedicated to empowering low-income individuals, families, and entrepreneurs to achieve their dreams. We provide affordable financing solutions through innovative financial products, character-based lending, credit-building services, and an unwavering commitment to our mission. Our vision is a financial system that provides equal access to financing and opportunity for all Americans.
Through innovative financial products, character-based lending, and a deep commitment to its mission, EJF originated nearly 200 loans in 2024, of which more than 70% went directly to low-income...
Through innovative financial products, character-based lending, and a deep commitment to its mission, EJF originated nearly 200 loans in 2024, of which more than 70% went directly to low-income borrowers. In 2024, EJF's three main lending initiatives and programs listed below resulted in high-impact loans that enable borrowers who do not have access to affordable financing to pay an emergency expense, pay off a predatory loan, begin entrepreneurship, and build stronger credit histories. Equitable Opportunity Loan - Provides a safe and affordable alternative to payday and predatory small-dollar loans. The Equitable Opportunity Loan offers access to financing for low-income borrowers who urgently need loans but cannot access financing from traditional lenders. Credit-Building Initiative - Empowers borrowers to establish a positive credit history as EJF reports borrower loan data to Experian, TransUnion, and Equifax. The Credit-Building Initiative offers fair and affordable loans with credit education and coaching on financial planning and budgeting. Lifeline Pandemic Recovery Initiative - Provides loans to low-income borrowers struggling to recover from the economic consequences of the pandemic and the lack of access to fair and affordable financing. Lifeline loans empower individuals and entrepreneurs to escape predatory or high-interest-rate loans and regain financial stability.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $1,182,496 | $528,166 | +1.2% |
| Expenses | $539,854 | $179,973 | +2.0% |
| Net Income | $642,642 | $348,193 | +0.8% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Scott Berman | CEO | 40 |
Officer
|
$136,395 | $15,315 | $151,710 |
| Ruth Jaure | President | 1 |
Officer
Director
|
$0 | $0 | $0 |
| Olivia Rebanal | Secretary | 1 |
Officer
Director
|
$0 | $0 | $0 |
| Scott Sporte | Treasurer | 1 |
Officer
Director
|
$0 | $0 | $0 |
| Donna Gambrell | Director | 1 |
Director
|
$0 | $0 | $0 |
| Abigail Suarez | Director | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $1,182,496 | $539,854 | $1,376,524 | $642,642 |
| 2023 | $528,166 | $179,973 | $737,573 | $348,193 |
| 2021 | $172,014 | $95,451 | $399,809 | $76,563 |
| 2019 | $274,000 | $133,673 | $198,256 | $140,327 |
Compare ECONOMIC JUSTICE FUND with other nonprofits in California and across the country.