DEAR DIARY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Tax Period

2020-01-01 to 2020-12-31

DEAR DIARY INC, founded in 2018, is a micro nonprofit that reported $2K in total revenue in fiscal year 2020. Revenue surged 217% from the prior year, signaling strong growth momentum. Expenses of $2K left a modest 9% surplus.

Mission

Program Service Accomplishments

Program 1

Expenses: $1,159

Dear Diary, Inc.s mission is to motivate, inspire and create positive relationships with young women, in a comfortable environment while engaging in honest convetsation, growth and expression to...

Dear Diary, Inc.s mission is to motivate, inspire and create positive relationships with young women, in a comfortable environment while engaging in honest convetsation, growth and expression to foster positive development and grwoth on their journey to maturity.CONDUCTED A BACK TO SCHOOL RALLY AND BACKPACK GIVEAWAY FOR YOUTH.MORE THAN 35 YOUTH PARTICIPATED AND WERE GIVEN FREE BACKPACKS AND SCHOOL SCHOOL SUPPLIES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $2,051

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $2,051

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,159

Other Expenses $1,858

TOTAL EXPENSES $1,858

Year-over-Year Comparison

	2020	2019	Change
Revenue	$2,051	$648	+2.2%
Expenses	$1,858	$784	+1.4%
Net Income	$193	$-136	-2.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GENA CHEREMOD	FINANCE DIRECTOR	5.00	Officer Director	$0	$0	$0
DEJANEE JONES	EXECUTIVE DIRECTOR	5.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$2,051	$1,858	$193	$193
2019	$648	$784	No data	$-136
2018	$908	$772	$136	$136